Now for the trawl: Well the holiday is... - British Heart Fou...

British Heart Foundation

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Now for the trawl

Jako999 profile image
18 Replies

Well the holiday is booked so now it’s time to trawl through the specialist insurance companies for worldwide, mind you we are off to a tiny island in the Indian Ocean, I stand no chance any way it takes 45 mins for the sea plane to get there from the main island.

Wish me luck I can see it being an expensive day I’ll keep you posted.

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Jako999 profile image
Jako999
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18 Replies
MichaelJH profile image
MichaelJHHeart Star

Do check if you really need Worldwide. Dropping North American and the Caribbean can significantly reduce premiums.

HealthyBigHeart profile image
HealthyBigHeart

Hi….firstly very jealous. I’m guessing it’s The Maldives? Stunning part of the world.

We’ve just got back from 8 weeks in Thailand. I had a quad bypass last June. We do a 12 month holiday insurance. Disclosing all ailments and medications it wasn’t a stupid price. We have used them for years so not sure that helps us with renewal? The company we use is Staysure.

Good luck with it and enjoy your wonderful holiday.

Stent2024 profile image
Stent2024 in reply toHealthyBigHeart

We normally use staysure , but haven’t since my stent . Do you normally call them or just fill out the online form ?

HealthyBigHeart profile image
HealthyBigHeart in reply toStent2024

I usually do it online but because so much had happened/changed I spoke with them. We have never had any issues with them

Jako999 profile image
Jako999 in reply toHealthyBigHeart

You guess we’ll. My HT and quad CABG is almost 2 years ago now but it’s left me with Microvascular angina and I think it’s that that’s pushing it up.

survivorsguilt profile image
survivorsguilt

call Saga.

for insurance. even though I am 86 and have a newaorta and valve my short hall week cost only £40.

Sb1171 profile image
Sb1171

Don’t forget to check packaged bank accounts. I found paying for an annual upgrade to the Nationwide packaged insurance was considerably cheaper than even one long haul single trip policy (although considerably more than paying as you go for short haul European trips). Even if not, might be worth having the base policy so you can scrimp on the extras when buying cover for your condition elsewhere.

devonian186 profile image
devonian186

We had the same operation at much the same time and I remember a year or so ago there were complications with your procedures.. This seems a turn round if you are contemplating such an adventure. Well done!

I use justtravelcover.com. If you get quotes online then wait a day or two you will then be offered a discount of at least 10%

Jako999 profile image
Jako999 in reply todevonian186

still got problems I’ve got micro vascular angina but I’ve come to terms with this is it now and I’ve just got to get on with it even though it scares **** out of me. How are you doing?

Milkfairy profile image
MilkfairyHeart Star in reply toJako999

Hello,Have you been offered any further tests to confirm your diagnosis of microvascular angina ?

Is your diagnosis of microvascular angina written in any of your clinic letters?

I live with coronary vasospasms in both my microvessels and coronary arteries. My diagnosis of vasospastic angina was confirmed by a specialised functional angiogram.

I have used Staysure, All Clear or Avanti to get my travel insurance.

Jako999 profile image
Jako999 in reply toMilkfairy

I’ve had lots of test inc. stress MRI, stress Echo and an in-depth angiogram, then the outcome was microvascular angina. I’ve now passed to a cardiologist at my own hospital who I will be seeing at the end of April and I hope to get some more answers.

Thanks

Milkfairy profile image
MilkfairyHeart Star in reply toJako999

You might find this website helpful. It was created and written by four patients with over 60 years combined experience of living with microvascular and vasospastic angina. They work with 30 worldwide Cardiologists.

internationalheartspasmsall...

They are involved in developing several research studies.

Here's an example of a recently published article.

openheart.bmj.com/content/1...

Microvascular and vasospastic angina are complex heart conditions. It can take time to find the best combination of medication that will work best for you as an individual.

Jako999 profile image
Jako999 in reply toMilkfairy

Thanks for the info👍

devonian186 profile image
devonian186 in reply toJako999

Not too bad thanks. Have been on several trips but I find waiting round at airports etc problematic as I am more impatient now.

Harvist profile image
Harvist

I have three long term conditions including heart and have found insurance for holidays expensive and hard to find. BUT last 2 years I have got an annual travel insurance from payingtoomuch.com which is the first time that was available. Just took out another for world wide including USA.

EdtheDead profile image
EdtheDead

We use All Clear for our Annual Policy but have heard Avanti are very good. Point to nite, make sure you declare absolutely everything. Even if you've contracted something like Covid in the past it needs declaring. Ins Companies will use any excuse not to pay out. For my Plethora of ailments and my wife's heart issues it set us back £700 for the annual policy. Once again, and I can't emphasise this enough. Absolutely everything needs declaring no matter how trivial it may seem.

Qualipop profile image
Qualipop

My son just used M&S for 2 months in t he USA. Good cover and much cheaper.

Hylda2 profile image
Hylda2

careful with the company. You didn’t have insurance at time of booking! BIL took out insurance day after booking. SIL had cancer couldn’t go. £3.5k lighter!!

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