Life Insurance: I am 40 years old and... - British Heart Fou...

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Life Insurance

LeonWl profile image
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I am 40 years old and have a stent, which was fitted in 2015. I am now fit, healthy and had no issues since . Due to having a mortgage I have always had life insurance, unfortunately I have always done it for 10 year terms. My current insurance is coming to an end so looking to renew. A simple comparison search as given me a result of 'none available'. I was wondering if anyone can suggest companies that do insure those with heart conditions?

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LeonWl profile image
LeonWl
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4 Replies

Having had problems getting insurance previously for non-cardiac reasons, I would suggest using a broker to identify appropriate insurance policies. Some will do this without charging a fee. A broker was able to find me cover in my mid 20s when everyone else said no, although it was too expensive: I was fortunate that I didn’t have a mortgage driving the search. I’m 38 and classed as uninsurable atm, but if ever that changed, I would always use a broker as my first port of call.

LeonWl profile image
LeonWl in reply to

Thanks. I have made contact with a couple and await call backs/questionaires

simplysal profile image
simplysal

Yes I was looking at life insurance policies too. After declaring my cardiac stent, I was uninsurable too! Sucks assss doesn’t it.

Will look forward to reading how you got on with broker in due course 👍

Rycon profile image
Rycon

I made a claim on my life insurance after my heart attack and stent and tbh haven't actually tried to get any insurance

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