Advice please

[unluckyto]

Does anyone no were it’s possible to get a loan when your half dead lol 😂 was wanting to get a electric bike for piping places but nhs seem unhelpful lol and the bank don’t wanna now lol

[Sillyfroggy]

Piping places? Lots of places for loans via MSE Martin Lewis’ website. I aware you have to declare health conditions when applying for a loan. I know you have to with insurances etc but loans just need proof of income and affordability profiling.

[unluckyto in reply to Sillyfroggy]

In that case I have no chance lol I get pip so ya I lol mr shark I’ll ask lol cheers my ejection fraction is 4% which will support life but not for long 😂

[thehypnotist in reply to unluckyto]

If you sign up to one of those credit reference agencies, like the TV ad with the dog!! Within minutes your credit history and income will be there for you to check! Then there is a section for soft search for suitable loans. If you match, it's pre-approved so you are likely to get one. I've just done it. But not taking up just yet! Otherwise, try Ideal World channel 22. Always featuring electric bikes with 4 instalments and no checks!!

[Dolphin14 in reply to unluckyto]

4% 🙏

[unluckyto in reply to Dolphin14]

Lol that’s true was 10% for 12 months b4 lol 😂 I go see Diana heart failure nurse countess chester every two week lol 😂 mental I now oh 12 heart attack s 4 stents and a defibrillator in my tit lol 😂

[Dolphin14 in reply to unluckyto]

Wow, you have a good attitude anyway. Seem like a funny guy lol

Are you a transplant candidate?

[unluckyto in reply to Dolphin14]

Lol 😂 always look on the bright side of life monty python lol😅

[unluckyto in reply to Dolphin14]

Yes went Manchester last year but I don’t really want go down that rd lol might be a dead end haha 😂 said not for me but I’ll have there teeth

[Dolphin14 in reply to unluckyto]

I live in the US so I don't know what's in Manchester?

[unluckyto in reply to Dolphin14]

Well mostly drug dealers lmao 😂

[Hidden in reply to unluckyto]

Lol...! You forgot 'Corrie' by the way. I won't ever miss it ha ha 😊

[unluckyto in reply to Hidden]

Hahahahaha that’s for brain failure ppl

[Hidden in reply to unluckyto]

Well, I've had Brain Failure all my Life then lol. Watched it from the very beginning. Actually, went to Granada Studios and met my favourite, Peter! It was great!! 😊

[unluckyto in reply to Dolphin14]

I was gonna move to USA 🇺🇸 but still waiting to win lottery 🥴

[Hidden in reply to unluckyto]

You'll have to, because you won't get PIP there!! Lol 😊

[unluckyto in reply to Hidden]

Ys that that then miss

[unluckyto in reply to Hidden]

I’ll get pip here and if I. Carnt then damn it I’ll get tiny Tim instead lol🥴

[Hidden in reply to unluckyto]

Aww right then but out of curiosity, who is Tiny Tim???. Never heard of him!

[unluckyto in reply to Hidden]

Of a very old film lol 😂

[Lezzers in reply to Hidden]

Tiny Tim is a character in the Charles Dickens story, A Christmas Carol.

[Hidden in reply to Lezzers]

Well thanks for that Lezzers.

[unluckyto in reply to Dolphin14]

Am that funny 😂 am gonna die laughing 😂

[Dolphin14 in reply to unluckyto]

Hahaha

[unluckyto in reply to Dolphin14]

Told u I was funny 😂

[Dolphin14 in reply to unluckyto]

Lmao

[unluckyto in reply to Dolphin14]

Lmao not sure what that means

L - love

M- music

A- all

O- off-the-the-time

[Dolphin14 in reply to unluckyto]

Correct

[unluckyto in reply to Dolphin14]

Music is good for the soul especially bounce

[unluckyto in reply to Dolphin14]

I also come with batteries 🔋

No no no

In my defibrillator

😂

[Bahookiemonster in reply to unluckyto]

You don't live in Scotland, by any chance? The Scottish Government offers interest free loans for ebikes.

Have you looked at credit unions. Not all credit unions require a savings period of six months before asking for a loan.

[MichaelJH Heart Star]

Go and talk to the CAB who will know about the options. There are various discretionary payments available and low, or zero, interest rate loans. However, you should get the reason for wanting the money clear before you go and avoid flippant comments which may be unhelpful! Good luck!

[Hidden]

If you're on PIP, why not contact the DWP dealing with your Claim and see if you are entitled to any other Top-Ups or Premiums. If you don't ask, they certainly won't tell you!! PS: Might be worth going on their Website and checking as well beforehand.

[benjijen]

Try applying for mobility allowance which can then be used for car, bike, scooter etc.

[Bagrat]

Ever been in the forces? Lots of help available only need one day's service

[thehypnotist in reply to Bagrat]

What sort of help can be expected?

[Bagrat in reply to thehypnotist]

You would need to approach SSAFA for an assessment with your service number or other info so they can check your service record.

ssafa.org.uk/help-you/veterans

There are many other service charities including regimental charities if you were in the army, the RAF Benevolent Fund, RAFA to name a few but contacting SSAFA woulf be a good first step.

[Gundoglady]

Possibly contact a mobility charity?

[thehypnotist]

Thanks for that I was in the TA for 3years until my AF started