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Cant get holiday insurance

Horseshoe28 profile image
22 Replies

hi folks .i have a holiday booked that I cant cancel.i had holiday insurance but because I informed them I have an oxygen converter now they have cancelled my insurance.every time I go through the tedious questions with other companies they refuse to insure me .I have stage 4 emphysema and am allowed on the plane and have special access arranged but cant get cover.does anyone know a company that would and without charging 3 times the holidays cost .seems cruel we are punished for being unwell . appreciate some advice.

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Horseshoe28 profile image
Horseshoe28
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22 Replies
sassy59 profile image
sassy59

Have you tried AllClear Travel Insurance? They are supposed to help with existing medical conditions including emphysema. It’s terrible the way you’ve been treated though. Hope you get it sorted out. Xxxx

Horseshoe28 profile image
Horseshoe28 in reply to sassy59

tried them thanks.same answer.they all have identical questions and every time they knock me back.

sassy59 profile image
sassy59 in reply to Horseshoe28

Hope you find something soon. Xxx

Biofreak profile image
Biofreak

sassy has already come forth with the same suggestion as me. Unfortunately, I have heard many say that insurance can cost more than your actual holiday when you have certain medical conditions. It's really not fair but to refuse to insure you is rotten. Hope you can sort it.

peege profile image
peege

Stasure or staysure?

CDPO16 profile image
CDPO16

No suggestions sorry but I really hope that you get something sorted out. Life is hard enough without this hassle. Best wishes.

Cruise1 profile image
Cruise1

Try an insurance broker.

Ergendl profile image
Ergendl in reply to Cruise1

Yes, they will try very hard for you, Cruise1 , and will know all the insurance companies offering the type of cover you will need.

jabber profile image
jabber in reply to Cruise1

I was also going to suggest using a broker. I've used BIBA in the past - biba.org.uk/ - and they were very helpful. You'll still have to go through all the questions, but as Ergendl says, they'll know the companies who can help you.

Good luck!

B0xermad profile image
B0xermad

staysure or saga

gingermusic profile image
gingermusic

When I use to travel abroad I insured with Staysure who would cover me for everything except my COPD. I always felt that if I had a flare up I would have my emergency pack with me so I felt safe. I am also using oxygen 24/7. It is unfair that because we are ill they want to charge more than the holiday cost for Insurance.

watergazer profile image
watergazer

oh know!! I hope you find something soon 🤗🤗

Izb1 profile image
Izb1

Have you tried Insure and Go. Its terrible that insurance is so expensive. I do hope that you find something rather than cancel your holiday. Please let us know how you get on x

Tykelady profile image
Tykelady

I'm sure in fairly recent posts there have been member who were talking about holidays they had been on or had planned, Perhaps a scroll back might bring up some suggestions.

gracias profile image
gracias

Try Travel Insurance 4 medical 0345 81 20 040 hope you get it sorted.

PAP48 profile image
PAP48

We have just used payingtoomuch.com/ for our trip away in January. Both my husband and I have health issues. This site was recommended by someone on HealthUnlocked so maybe worth a try? Hope you get sorted.

Loopylorre profile image
Loopylorre in reply to PAP48

I’ve just tried them & they were very expensive, I’m going to visit family in Germany for Christmas for 9 days, & they wanted £600

PAP48 profile image
PAP48 in reply to Loopylorre

Goodness! We’re going to Cyprus for 14 days in January and it was much cheaper than that! No idea where else to suggest!

Loopylorre profile image
Loopylorre in reply to PAP48

thanks, it’s been a nightmare trying to find one , but I’m sure I will eventually 😊

Patk1 profile image
Patk1 in reply to Loopylorre

I hope yr able to find a suitable cover for yr hols.x

Kate124 profile image
Kate124

Try goodtogo.com I'm on oxygen and have a terminal diagnosis but they'll still insure me. Im on oxygen 24/7 unable to fly.

Germantara profile image
Germantara

Sorry can't help I hope some can but when you get sorted have a great hol

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