travel insurance

[cruisersandy]

hi i don't post very often but i visit every day . i have copd and am on ambulatory oxygen. i am planning a cruise but the cheapest insurance i can get for a once only trip is £389. have others on here found insurance as expensive as this or can they recommend any cheaper ones

[HuwieHex]

It depends very much on:

your age,

where the cruise will go to (USA/Caribbean will be very expensive)

your medical history, such as hospitalisation, and

your medication.

You don't tell us the length of the cruise.

If it is a fly/cruise you will also need to arrange oxygen with the Airline.

[inhaler1]

You could try Staysure. I had a policy for £280 for a year. But you have to search for what is best for your needs.

Good luck.

[gingermusic]

I often use Staysure and they allow me an insurance where my existing problem is not covered. I take the attitude that I have my oxygen all my medication and I take a back up supply of antibiotic and steroids in case of a flare up so feel I have everything needed. So far its always paid off and I have never had a problem. Depends how confident you feel I suppose.

[rogerw117]

Try Marks & Spencer Bank. They use the same unsubtle questionnaire as all the ones claiming to be specialist so you make exactly the same statements about your condition, but in my experience they undercut everyone else. Staysure turned me down as soon as I ticked the 'oxygen' box. I think you get a slightly better deal if you have an M&S credit card.

[Sueanne]

Hi,my insurance with Getgoing telling them I have emphysema & going on a cruise in Western Europe was just over £30,used them on my last cruise & had a stomach problem,bill came to £700 & Getgoing paid out promptly.Very impressed with this company,USA cruise with this company was just under £1000.

Hope this has been of help to anyone cruising Europe x

[cruisersandy]

hi thank you all for your response's I eventally went with Saga the cheapest at £193