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Travel Insurance

nantilly profile image
17 Replies

I am being quoted ridiculous prices for travel insurance due to COPD and that I MAY require oxygen on board plane. (I have never needed oxygen in all the years I have had COPD and flown!) Can anyone suggest a good insurance company that won't charge the earth, or anything else I can do, other than never flying again!

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nantilly profile image
nantilly
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17 Replies
Thepainterswife profile image
Thepainterswife

It’s five years since my husband was able to fly but when we did , and we did quite regularly and always shopped around ,we always used Staysure it was still ridiculously more for him than me around £160 if I remember rightly but it was the cheapest we found 🤦🏻‍♀️ Good luck

peege profile image
peege

Staysure might be worth a 2nd look, they've been more reasonable in last few years. Of course it's all going to be even more expensive now with covid and the extra costs of pressure travel tests & possible hotel quarantine. I'm desperate to see my French family. P xx

Alberta56 profile image
Alberta56

In the past I have used Saga Insurance mainly, but also Staysure and Travel Insurance 4 Medical. I hope you can find something suitable.

Karenanne61 profile image
Karenanne61

I have used the post office in the past. Still expensive but better than some.

Lynnetp profile image
Lynnetp

I didn’t find the Post Office too bad... haven’t flown for 3 years though... 🤞

Suzie42 profile image
Suzie42

It takes a long time to find someone who will properly cover you when travelling abroad....you must declare everything. Most insurers wont insure me including Saga. Last year we looked at insurers and I was quoted £450 for 7 days for me and my husband with Staysure. I didnt get to travel though. Good luck

Joy123 profile image
Joy123 in reply toSuzie42

Saga wouldn’t insure me either! Also many others said ‘no’. x

Aingeful profile image
Aingeful

I've used Holiday Safe. I also phoned them to arrange it so I could explain my symptoms etc accurately. I found them cheaper

google.com/search?q=holiday...

Bingo88 profile image
Bingo88

I used All Clear 2 years ago for an Annual policy With having a pacemaker. Copd and kidney disease and for both of us was 400. But it covers you for all holidays abroad upto 90 day stays that was. And I always ring up and speak to a medical advisor so you can go through the questions more clearly. I found a yearly policy was better than just for the holiday

teenieleek profile image
teenieleek

I used InsuranceWith the last time. It wasn’t cheap but it depends where you’re going. America or Mexico nearly doubles the cost.

Joy123 profile image
Joy123

You need to take a ‘fitness to fly test’ to find out if you need oxygen onboard a flight. If you do, it’ll be a whole different price but very doable. Insurance with any complaint is expensive but needing oxygen makes it even more so. Establish if you need oxygen or not before you start looking. Mine used to be as much or more than the cost of the flight. Good luck Joy x

maggiewhiteley profile image
maggiewhiteley

What makes you think you may need oxygen when you fly? If you have severe copd you need a * fit to fly* letter from your respitory team.

nantilly profile image
nantilly in reply tomaggiewhiteley

I did have a fitness to fly test a few years back and the result was I may need oxygen on board if a long distance flight. I have never needed oxygen, so far!

Daisychain5 profile image
Daisychain5

Post office wouldn't insure me, I had a fit to fly letter, its a few years ago now but I think all clear insured me...expensive I'm afraid but good luck x

nantilly profile image
nantilly

Thank you everyone for replying to my query about travel insurance. A few years back I was told I MAY need oxygen on a flight. I have always told the company I am flying with and they make sure there is oxygen should I need it but I never have. Now though my insurance cover is prohibitive, £2,500 for the year! That is with AllClear. I shall look into the ones you have recommended. Thanks again for your help.

Patk1 profile image
Patk1 in reply tonantilly

I usually go with all clear but find its much cheaper to do it online as offer more policies + r more competitively priced

Debs_ALUK profile image
Debs_ALUKPartnerBritish Lung Foundation

Hi

nantilly

It will probably be the norm at present to have to shop around for insurance. I have added a link below from our webpage you may find useful.

It is advisable to book your insurance as soon as you have arranged your holiday in case of cancellations etc, to ensure you are covered.

blf.org.uk/support-for-you/...

Take care

Debs

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