Travel Insurance: Hi I would like to... - Asthma Community ...

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Travel Insurance

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Hi

I would like to recommend quote.insureandgo.com for anyone going on holiday this summer - I have been covered for all my illnesses for £10.81 and they are very helpful on the telephone and will ring you back to save you your phone bill.

Bronnie

7 Replies

I'm not asthmatic, and despite being BTS stage 4 (or was it 3? One or the other!) CathBear has never been hospitalised by her asthma - thus getting travel insurance is certainly easier for us than it might be for others.

However, this will be the third year in a row that we have taken out a 12-month policy with InsureAndGo - they offer very comprehensive cover for a very reasonable price, and as long as your asthma has not recently (ie. in the last 6 months) hospitalised you then you don't need to answer any medical questions about it at all.

due to me being an extremely poorly person with several serious threatening illnesses, I have had to answer lots of questions but they have still insured me, and that is even though I have been hospitalised in the last two months, and they have said that if I end up in hsopital whilst on holiday i will still be covered

whats bts stage 4?

Sorry, was trying to shortcut and should have realised that I would be talking utter gibberish to some!

BTS is the British Thoracic Society, and they grade the amount of asthma medication required from Stage 1 to Stage 5. Stage 4 (I was right first time!) which is described by the BTS as:

""POOR CONTROL ON MODERATE DOSE OF INHALED STEROID + ADD-ON THERAPY: ADDITION OF FOURTH DRUG""

So a stage 4 asthmatic - as an example - might be on ventolin, seretide and montelukast.

Does anyone know of an insurance company that will view brittle asthmatics kindly for life insurance? I have been turned down 3 times now (because of my asthma) for life insurance. Thank you, Lois

wont insure me as hosp stays include itu and have home o2

I tried to get insurance for a 3 day holiday in February and got quoted nearly £400 by the only company that would even think about insuring me, as soon as I mentioned home oxygen and bipap and hospital and itu stays to the others they ran a mile. In the end I took my chances (which I don't advise) and went without.

Tks xx

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