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Travel Insurance

bigsally profile image
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Ihave just been diagnosed with asthma (mild form) 68 year old male, will my travel insurance to spain this summer go through the roof? any advice would be welcome thank you

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bigsally profile image
bigsally
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8 Replies
SheilaC profile image
SheilaC

They just ask if you have been hospitalised in the last year and how many inhalers you use. I have not had any problems with my travel insurance.

I may be speaking too soon though! I had a CT scan last Sunday and am going on holiday tomorrow, My GP is phoning with the result this afternoon so I hope it's nothing I have to phone the insurance company about. Please all cross your fingers for me.

bigsally profile image
bigsally in reply toSheilaC

Fingers crossed good luck with scan

in reply toSheilaC

Will do.

I'm a little concerned about my situation as well. I haven't been hospitalised, but a blood test ordered by a consultant to check for food allergies also revealed a high IGE score (even though I was symptomless when the bloods were taken, which proves the meds must be working I suppose). I'm not at all sure what the insurance company is going to say about that.

I've never had a problem prior to this year, and my asthma is moderate, but well controlled.

Certainly travel insurance companies get edgy if you have been hospitalised in the previous twelve months. If you haven't things should be OK, but check with your insurance company.

Word of warning if you are flying: do not put your asthma medication in the hold luggage. If you do and your luggage goes astray or is delayed (and let's face it, it happens) you could well end up with a real problem. Make sure your asthma medication and Peak flow metre go in your hand luggage:-).

bigsally profile image
bigsally

Thank you for the info

SheilaC profile image
SheilaC

Thanks for crossing your fingers for me. I have spoken to my GP. My trachea and big windpipe are 'unremarkable'. I find this surprising as that is where I get the irritation and mucus. I have mild bronchiectasis in the base of my lungs and he just said that, if I get a chest infection, I may need a stronger anti-biotic. All in all, it does not seem too bad. I knew I had something and 'mild' is a good word.

Wheezycat profile image
Wheezycat

My travel insurance did go through the roof last year. We have an annual policy, and just before renewal I was admitted to hospital with an attack. We were due to travel the following month. What I learned: don't try to renew the day after discharge, when you are still on loads of meds. Wait until it has been reduced a bit at least, if you can. It helps. It was still hideously high, but fractionally less bad. I sincerely hope our next lit will be far cheaper.

When I was just diagnosed, on Clenil and ventolin, also over 60, i don't remember it making much difference.

bigsally profile image
bigsally

Thank you for your input

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