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Atrial Fibrillation Support

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Travel insurance

maisie22 profile image
31 Replies

Hello there

Can anyone recommend a company who will provide cover for travel.

I have had one ablation which was unsuccessful and am waiting on another procedure.

Not going until later on in the year

( hopefully) so plenty time to look into it. However always good to know others experience. We used the same company for 10 years but they no longer provide personal travel insurance.

Any recommendations would be very welcome.

Stay safe all.

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maisie22 profile image
maisie22
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31 Replies
TracyAdmin profile image
TracyAdminPartner

Hi Maisie, if you need any help or support regarding AF, then please do not hesitate to contact our patient services team. You may find some helpful advice on the A F Association webpage regarding recommended Travel Insurance companies that offer competitive rates heartrhythmalliance.org/afa...

maisie22 profile image
maisie22 in reply toTracyAdmin

Thanks

BobD profile image
BobDVolunteer

One potential problem is that few companies will give cover if you awaiting treatment or tests and will no doubt exclude any AF related problems.

maisie22 profile image
maisie22 in reply toBobD

Thanks for your thoughts

Geraldmilton profile image
Geraldmilton in reply toBobD

I was covere by saga had two cardioversion told them all drugs I was on cost me over 800£ so wasn’t cheep was away for a month so can get cover for af related probs

BobD profile image
BobDVolunteer in reply toGeraldmilton

I think you missunderstand. Its not about AF per se it is about awaiting tests or treatment. Once fully diagnosed and under a treatment plan there is usually no problem. Insurance companies do not like the unknown.

maisie22 profile image
maisie22 in reply toBobD

Thanks

maisie22 profile image
maisie22 in reply toGeraldmilton

Thank you

CDreamer profile image
CDreamer

Travelinsurance4medical covers you for most things, even when waiting for procedures but you may need to ring them. I’ve been refused on line but b en excepted when I rang - they’re owned by World First. travelinsurance4medical.co.uk/

maisie22 profile image
maisie22 in reply toCDreamer

Thanks so much

in reply toCDreamer

For some months now travelinsurance4medical are not offering travel insurance quotes, instead they direct folk to an insurance compare site. We are currently with Admiral but no one really knows how good their insurers are until they need to make a claim…….

maisie22 profile image
maisie22 in reply to

Thanks

maisie22 profile image
maisie22 in reply toCDreamer

Thanks

KMRobbo profile image
KMRobbo

I use " cover for you" which are cheap but I have only been in Europe and am not sure i have ever been "waiting for treatment " when I used them . I think I was " controlled by drugs" pre ablation . There is a "club" so the more you use them you get money off ( allegedly). Nothing lost trying them

maisie22 profile image
maisie22 in reply toKMRobbo

Thanks

My wife and I have annual travel insurance provided by Nationwide, since being diagnosed with AF I have been paying a supplement to cover a known reportable condition (AF). I also have had an unsuccessful ablation and am on the waiting list for another. Hopefully we will be going on holiday soon.

maisie22 profile image
maisie22 in reply toBring-on-the-bird

Thanks so much

Herbie30 profile image
Herbie30

I have further planned consultation and booked travel insurance this week with FreeSpirit, which I found via the AF Association list.

heartrhythmalliance.org/afa...

You would need to speak to them over the phone as their standard policies don’t cover current investigations.

Good luck!

maisie22 profile image
maisie22 in reply toHerbie30

Thanks

kkatz profile image
kkatz

I would echo what Bob said.I have been with Staysure for a few years with a lot of pre existing conditions but because I am awaiting a Cardioversion they will not cover me for ANY of my existing conditions.Please repost if you find someone.

ETFCfan profile image
ETFCfan

Hello Maisie,Pre Covid we were lucky enough to travel extensively and when I developed AF my building society wouldn’t cover me for it. I shopped around and even Staysure and Saga refused. I eventually worked my way through the list on the BHF website and now know there is help as Tracy says on the AF website. I found AllClear would cover me for everything AF, pulmonary hypertension, and a few other more minor things. Yes it was at a cost but my husband was ill on an Amazon cruise and they paid without any fuss at all.

The only thing is as said in the other answers if you are awaiting tests or treatment they won’t cover the problem. Good luck.

Lynne

CDreamer profile image
CDreamer in reply toETFCfan

AllClear and World First seem to be the most used. Travelinsurance4medical have insured me when no-one else would touch me, including when I was waiting for ablation and my AF was not controlled. AF was never a problem, neither were my other conditions but the older you get, the more expensive it becomes. Very hard now to get travel insurance for over 80’s.

maisie22 profile image
maisie22 in reply toETFCfan

Thanks

Georgie8 profile image
Georgie8

Went on a cruise couple of years ago and used Staysure Travel insurance, specialist medical insurance

maisie22 profile image
maisie22 in reply toGeorgie8

Thanks

jack1959 profile image
jack1959

Stay sure

maisie22 profile image
maisie22 in reply tojack1959

Thank you

Tomred profile image
Tomred

in uk i found the post office reasonably priced and good cover

maisie22 profile image
maisie22 in reply toTomred

Many thanks

lucillear profile image
lucillear

I have used Puffin insurance a few times now as i have 3 medical conditions that i have to declare. The prices are reasonable and the cover is good.

maisie22 profile image
maisie22 in reply tolucillear

Thank you

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