Travel Insurance with AFIB?: I’m guessing it... - AF Association

AF Association

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Travel Insurance with AFIB?


I’m guessing it’s expensive. Does anyone know anything about this, or is able to recommend a good insurer?

27 Replies

hi There are various companies that are not too expensive- you can get lists online and fill in pre-existing medical conditions, Where it gets expensive is if you are waiting for hospital treatment, tests etc and if you have been admitted recently. If it is just AF it's not too bad

Samazeuilh in reply to rosyG

Sounds encouraging!

Ok thanks. Is there a particular company that you would recommend?

If you go to the AFA website in the parents section are details of insurance companies which insure people with AF plus a comparison website.

Samazeuilh in reply to Thomas45

Thanks -will have a look at the website.

for european travel i just went on compare the market or similar. It was not expensive.

I would start there for further destinations.

Samazeuilh in reply to KMRobbo

I’m guessing that the EHIC would be ok for Europe (apparently it’s still valid until 2021).

I’ve used Travelinsurance4medical or World First for the last 10 years - I can’t recommend them highly enough. And no, it shouldn’t be that much more expensive if you are only declaring AF as a medical condition or as long as you are not waiting for treatment or have had more than 3 unplanned hospital admissions in the past year.

Samazeuilh in reply to CDreamer

Thanks. Have made a note of these companies.

I use World first

Samazeuilh in reply to smn100


I did have problems, being older and needing worldwide cover and also Ihave leaky valves as well. I found that AllClear were the only ones that would fully insure me. We needed to claim while on holiday last year for my husband and they paid up with no problem. I found them on The British Heart Foundation list.

Samazeuilh in reply to ETFCfan

I will note that company too.

If you are under 74 join the women's institute - they have a very good scheme for members and their partners. Goodtogo is another possibility.

Samazeuilh in reply to Ianc2

Ok thanks.

Our travel agent didn't actually recommend Staysure but said it was the one she chose after several days of research for her 94 yr old mum, so we took that as a hint! After filling in a couple of forms with other agents we found theirs refreshingly sensible 😌

Samazeuilh in reply to Buffafly

Several people have mentioned Staysure, so will try them.

We are using Staysure for the first time. Has always come highly recommended from cancer websites too but this is the first year its been on a par pricewise with allclear ( also good) AND have allowed us an annual policy ( europe only) We did ask re BREXIT and the fact most underwriters seem to be Spanish or German but they were verbally reassuring.

Samazeuilh in reply to Bagrat

Another nomination for Staysure. Seems they are good.


If you want the reassurance of excellent cover, it can be costly. Having paid up £90 for four nights away for single trip holidays with companies like Saga and not made a claim in six years, I've felt a bit fleeced.

Last year I took out a cheap policy (£104 for the year) for European travel excluding Spain - cover for Spain as well would have almost doubled the cost. There was cover for disasters but I would have had to pay a significant portion of any claim I needed to make. I was away five times (four of them abroad) and had no problems, so feel this has been a worthwhile economy. If something had gone wrong, it might have been different though.

Are you from the US or Australia? Otherwise couldn’t you have used the EHIC?

Buffafly in reply to Samazeuilh

EHIC covers the basic emergency treatment I believe but should you need repatriation it costs a fortune, even a coffin very expensive 😱

rosyG in reply to Buffafly

My sense of humour Buffafly but do you notice yours is the last post!!!!

Buffafly in reply to rosyG

😂 Had to say it, people don't realise that there could be 'some corner of a foreign field that is forever England'.....

I am going to Italy in Feb- staying at a farmhouse on the outskirts of Rome. By happy coincidence there is a hospital - apparently noted for its cardiology dept- 10 mins walk away. Problem is there are lots of dangerous dogs at large around the farmhouse at night to deter burglars and most of my PAF happens at night.

Yes but it wont get you home if you miss your flight !

A few years ago I was fortunate to find a repositioning cruise from Southampton to Sydney at an astoundingly cheap price. En route there were several helicopter evacuations. The fist evacuation was off the cost of Spain and was fairly straightforward, albeit a bit of an entertainment event, something unusual and exciting. Getting passengers to move off their sun beds and actually remove their towels was a bit of a game. Meanwhile the chopper was hovering off the side off the ship, burning fuel at a fair old rate...

The second of these took place off the coast of Oman in the Persian gulf. Insurance documents were inspected and approved. OK they said we will take him his policy covers him. His wife however is not on the same policy and she is not covered. So into the chopper he went, off to an American hospital in Oman. She had to wait for the next port of call to get off and make her way back. What happened next I don't know, but I fear it was somewhat inconvenient and expensive...

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