Holidays

[Kiera49]

My partner wants to take me on holiday to spain, just wondered did you tell insurance about your condition and how far in advance did you book it. My scans have always shown an improvement in my lymph nodes and tumours and last one showed I'm stable in tumours with further reduction in lymph nodes. My partner wants to book at last minute but I want to book now so I have something to look forward to

[Barbteeth]

I got cheap holiday insurance from a company called ‘Insurancewith’...cost about £70 for a year...I’m in the UK though

You could risk it but even if you broke a leg or something and they found out about the mbc...then they would use it against you and probably not pay out....depends how lucky you are!

Barb xx

[Kiera49 in reply to Barbteeth]

Thanks I'm in the uk too

[Barbteeth in reply to Kiera49]

If you only want insurance for one trip it’ll be only about £30

Barb xx

[Kiera49 in reply to Barbteeth]

Thanks

[Hidden]

I watched a show once, a kind of documentary, about a family with two teenagers kids that went to Bermuda. They were walking on the beach, not far from their hotel, when two males jumped out of some bushes or something and had guns and tried to rob them. Their teenager son got scared and ran and the robbers shot him. OMG. It was scary and this was Bermuda. They would not accept the medical insurance the father had with his job that covered, thought, international. The clinic said they needed $5,000 straight away before they did anything. The father had to put it on his credit card bc even though he was shot, they would not do anything for his son. So then they stabilized him and gave him pain medication, but refused to take the bullet out or do surgery until the father gave them another $10,000, this time they wanted it in cash, which he did not have. He had to call home and ask friends and coworkers to please send him money.

I never bought travel insurance in my life when I was younger and went to Africa, Amazon, Peru. But realize a simple thing like a broken leg could set you back thousands of dollars bc most other countries or places will NOT accept regular work insurance. They will ONLY accept travel international insurance. It was a horror for this family as their son was in pain but until they got that extra $10,000 they would not touch his son.

Better to get it than to suffer something like above.

[Kiera49 in reply to Hidden]

That is so awful, that poor family

[lilybank]

I'm in Fuerteventura now got my husband and me insurance didn't declare the illness so would be void if my husband gets sick he's ok. The cost if you get it is astranomical so taking a chance.

[PJBinMI]

My husband and I took a wonderful cruise (Alaska) a few years after I was diagnosed. We booked it through a travel agent who is also a friend, an she was able to get us travel insurance that covered pre-existing conditions. I wouldn't not tell the insurance co about the cancer--what would be the point as it probably would deny coverage. One more reason that this stupid cancer is stressful! I hope that whatever you decide to do, you have that wonderful trip and come home again with great memories!

[Kiera49]

Thanks for your reply, I think your right I should be ok might as well to take a chance. Doing really well at moment

[viennagirl]

I wanted to take a trip to Spain. My doctor approves but the medical insurance was so atrociously high that I decided not to go. It would have cost over two thousand dollars for 14 days. I did tell the insurance companies who I discussed this with that I had stage 4 metastatic breast cancer and that is why the price just soared. My husband's quote was around three hundred dollars. So letting them know was perhaps a bad idea on my behalf because they probably keep records and even a year or so down the road they will be aware of my cancer. If you don't tell them and you get ill they would not be able to say your illness was related to cancer. If they know about it they will most likely link it to cancer and not pay for your treatments. So this is a real double bind. However, if you are in your 70s like me they might ask for a doctors report and that would reveal everything. I just don't like the feeling that now anything that happens to me travelling, even if I am hit by a bus, could be linked to my cancer. Insurance companies often don't like to pay so they will use whatever they can to discredit a claim. I don't really know if all of them are like that but I have heard stories that indicate that some insurance companies are hard to deal with when an illness occurs on a trip. I might consider travelling again next yea. I might go without insurance. If I did that I might just go to a country where the medical costs were very low. I have heard there are some countries that treat tourists for very low rates so it is better to not use your insurance. Good luck with this problem. I may have just complicated your decision. But I hope I helped you decide.

[Kiera49]

Hi thanks a lot I think not to tell them is the way to go as costs are ridiculously high and they probably wouldn't pay out anyway, to tell the truth if I'm well when I go should be ok for a week, wont be bungee jumping or jumping out of aeroplane lol.

[Hidden]

I found the Insurance Companies don’t let you insure to far in advance. Have a lovely trip.