Just had the paperwork noterised to assure access to my wife's retirement accounts. I'm doing this now while she is still mentally very stable so that if and when I need her retirement funds to pay for her care, a hoyer lift or medical equipment, I'll be able to do so.
IMPORTANT: Here in the USA two major investment/IRA funds will NOT accept a "normal" Power of Attorney document your lawyer may have drawn up. Both Vanguard and Fidelity investment companies REQUIRE their own form be used to aquire access to the accounts. So it's not just a simple matter of sending them your POA document to assure access, you need their forms completed. Also, in the process, I found that the requirements for POA documents had changed and ours were out of date. I suggest you check with your attorney to make sure your POAs are up to date with current regulations. Even if your attorney says "Investors will accept your existing POA" don't rely on that. Check with the investment/IRA company to see what THEY require. Just trying to be helpful. As a former computer analyst you can see that I'm on top of every aspect and eventuallity that might bounce our way as we travel the PSP road. lol