Dear all, I was wondering if anyone knew the answer to the following. When is the right time to apply for continuing healthcare funding and how long does it take? Mum has the opportunity for a live in carer who might be available to work for her in a month or so, but costs need to be considered! clearly there is a distinction between care costs and health costs. Dad needs help with showering, shaving, walking, everything really. He is mute and spends most of the day in bed. When is he requiring health funding versus care? Who do we ask? The doctor?