Failed early retirement application 🀨🀨... - My MSAA Community

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Failed early retirement application 🀨🀨🀨😯😯😯😯

β€’28 Replies

Well folks sorry I haven't been online have had a lot of stuff to sort out😯😯😯😯. The application for ill health early retirement which is supported by my neurologist and occupational health physician, was rejected by Medigold Health who seem to think I can work full-time! I've appealed so waiting for that now. I am so angry and upset if I could work with my aggressive MS then I would be back at work but I have been told a big fat NO! Sorry to vent I'm just speechless I'm afraid. I'm even looking at jobs and unfortunately I can't do any of them! πŸ€”πŸ€”πŸ€”πŸ™„πŸ™„πŸ™„πŸ™„πŸ˜•πŸ˜•πŸ˜›πŸ˜•πŸ˜ŸπŸ˜ŸπŸ˜ŸπŸ˜Ÿβ˜Ήβ˜Ήβ˜Ήβ˜Ή. Hope u are all well xxx

28 Replies

I feel your pain figuratively speaking both of my shoes have hit the floor in my job I’m out and I had to retierer yes I am Disabilit but I don’t make the big bucks like people think so your retired and disabled you must make big money No No I am lucky if I clear $300.00 a month and yes I still have my Insurance but we still have to pay for it. and believe you it is triple what I get in my retirement. So I now what your going through. I hope you get what you need.

janetb1968 in reply to ssdw1958

Thanks hun so do I xxx I'm just in a real quandry, I had to leave my staff nurse post due to MS in July this year, after 20 years experience in the NHS. Thank u for replying xxx

I’m sorry you have to go through this. Bureaucracy is the pits to deal with. I hope your appeal gets handled swiftly and with some common sense. Keep us posted.

Thanks hun so do I very kind of u xxx


Janetb1968, it's Fancy1959. I am unfamiliar with Medigold Health. Have you applied for Social Security yet under the disability Act? Now if they Medigold Health is similar is normal procedure with Social Security to be turn down the first two times you apply. It is frustrating and unbelievable but you have to jump through the hoops they require. Finally on the 3rd attempt you would ask for a conference in front of a judge to determine your eligibility for Social Security disability. Before you can go in front of a judge you really need to have an attorney by your side. It's I believe that all a big racket to get the most money out of us they can but if you're persistent and careful about your appeal dates you can, with the correct documentation and professionals behind you, get Social Security disability. You will have less to prove toward being disabled as you grow older. Requirements for disability grow less and less stringent each 5 years in age you achieve. I did not get Social Security until I was 55 about 4 years ago go. If your disability is greater than mine was at 50 though you have a good shot of getting approved. Hang in there and work that appeal. Don't give up, adventually you will get disability. In the meantime, vent all you need that's what we're here for. If you have any further questions just give me a shout. Take care and take a deep breath to relax because getting extremely upset and anxious doesn't help the appeal process go any faster. What it will help is your MS to feed off that anxiety and allow your disability to grow faster. Fancy.

janetb1968 in reply to Fancy1959

Hi Fancy1959 thank u for the reply, im not sure if the UK system is the same as the States.Im just in a muddle about it all I really am. I know what the occupational health physician stated I wasn't going back to work full-stop and that's why ill health early retirement was talked about! My MS is very aggressive and active and my neurologist explained to Medigold about it. The neuroscience department at the hospital I go to also sent Medigold Health paperwork on my behalf and they still said no.....unbelievable! πŸ™„πŸ™„πŸ™„πŸ™„πŸ™„

I’m sorry to hear this, janetb1968. Did you get an attorney? My first application was denied, which I understand the majority are, but then I got an attorney and had the required psychological testing done and was approved.

janetb1968 in reply to ynggal

Thank u hun ill contact u later on here if thats ok?

ynggal in reply to janetb1968



Aww janetb1968 in so sorry! πŸ€—πŸ€—

I will be hoping that your your retirement goes through!!!! Keep up on it!!! Although I have not a clue how it works in the UK πŸ˜•πŸ˜€

Never be sorry to vent!πŸ€—πŸ’•


janetb1968 in reply to Jesmcd2

Thanks luv xxx πŸ™πŸ™πŸ™πŸ™πŸ™β€β€β€β€

Sorry janetb1968 ! The UK process is probably like the US, so do not give up.

janetb1968 in reply to Morllyn

Thanks Marilyn I won't give up it's just my MS is very aggressive and my consultant wrote to them and explained it was. The guy on the pensions advice helpline I spoke to was disgusted they said no! He read what my neurologist wrote about my MS and he was appalled they said no xx

I think that they just say no, the first time, just because they have so many people applying and figure if you keep trying then maybe you really need it.

Sorry, Janet.😱 My many Prayers for ya! (((Virtual Hugs)) for ya too πŸ’šBlessings--JazmineπŸ’œπŸŒΉRose

janetb1968 in reply to Jazzyinco

Thanks honey I'm praying fervently xxx πŸ™πŸ™πŸ™πŸ™πŸ™

Sorry to hear about your denial 😒. Our system here in the USA has the same problems with SSDI. I hope things work out for you and my prayers are with you πŸ™πŸ™πŸΎ. Ken

janetb1968 in reply to Kenu

Thank u Kenu Hope u are well xxx

Oh Janet, I am so sorry. These companies are very good at taking our money, but they don’t like to give any back. Keep fighting, but watch the ms. Big hug, keep us posted, blessings Jimeka πŸ¦‹ 🌈 🍫 πŸ€— πŸ™

janetb1968 in reply to jimeka

Thank u honey and I hope ur feeling better after ur withdrawal night from Hell! ❀❀❀❀❀ xxx

damn, bureaucrats pisses me off. we have to live life with this nasty stuff and they just want to play games. well I hope you have proper recourses. prayers and blessings your way.

Thanks Terry very kind of u xx 😊

janetb1968 HAPPY BIRTHDAY late dear. So sorry about failing to get your early retirement. Did your MS Dr. put it in for you? I had one back in 2015 who put in my SSI disability & it went through the first time. Course he retired that summer & the Neuro he passed me to was not interested in MS. He trained for strokes & Parkinson disease. Then that company wouldn't take my Ins. I had to go to. So I left there but one of the girls in the infusion area helped me get restarted else where. Oh my so sorry I didn't mean to be this long winded.

janetb1968 in reply to kycmary

Hi hun and thank u for the birthday wishes xx I'm a staff nurse in the UK so my trade union The Royal College of Nursing heard about my problems from one of my work friends. So they are helping me with the appeal so I feel better about it thank u xxxx

kycmary in reply to janetb1968

That is great I'll keep you in my prayers. Mary

Very best of luck on your appeal.


The job of the insurance company is to reject every claim. Resubmit your info and see what happens. I was approved by the State for permanent disability and the insurance company rejected it. They’ll have to approve you eventually. Have your doctor send a note. That might help. Mine was quite indignant with them. They finally approved my claim. BTW, they do not care if you have bills to pay, but tell them anyway. Good luck, you’ll win.

janetb1968 in reply to CraigS

Thanks hun very kind if u I feel better my union is helping me and they are furious with my managers not informing them what was happening!!!!

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