ET & Jak2 positive

Hi

Hopefully someone can help.

I've recently been diagnosed with ET and Jak2 positive and have heard from a number of people that I can claim on my Critical illness policy?

I am otherwise fit and well apart from starting to suffer from fatigue and dizziness. Would they really pay out for something like this?

I have a beautiful 4 year old daughter and the extra money would mean more quality time with her.

I know ET is now classified as a cancer and ABI guidelines have changed but as I'm otherwise healthy with no complications, I can't see why they would pay out.

Thanks to anyone who can take their time out to respond to this. I put a claim in this morning with Aviva.

Lyndsay x

[Iregray]

Hello Lyndsay, I don’t really ever post but your story really resonated with me. I have ET Jak 2 positive confirmed 25th February this year, our joint life and critical illness cover was with Aviva since we got married and bought our home in 2009. I’m 35. Thanks to McMillan I called Aviva and registered my claim on 26th February and the money was paid in full into our account including significant interest and return of insurance premium paid since diagnosis on 23rd April. Aviva claims team are most professional and kind and considerate team of people I’ve ever met. They will send u a claim form to complete with some details of your consultant who they write to and then you will be paid within a few weeks of the full report being received from your consultant. All my love and best wishes Irene x

[Hidden in reply to Iregray]

Irene, thank you so much for responding. I've never really spoken to anyone about ET, or at least anyone who actually has it. Hope you're in good health otherwise x

[Ebot]

Hi Lyndsey. You absolutely should claim. The claim is based on the fact you have ET and not on the extent of your day to day symptoms of the disease. The disease / symptom path is in any event unpredictable. The ABI guidelines changed over a decade ago and it looks like Aviva have got their act together. My claim was originally rejected six or so years ago. Thanks to this Forum and the unearthing of the then elusive ABI statement I made a successful claim which was backdated to the time of diagnosis. Having been quite resistant to claiming at the start (I was trying to distance myself from the ‘cancer’ association), as the years have gone on I’m really glad I did, it’s allowed me some important breathing space. All the best.

[Hidden in reply to Ebot]

Thank you so much for taking the time to respond. Fingers crossed Aviva pays out. I have the worst boss in the world who doesn't understand what I'm going through x

[JojoWonder]

Hi Lyndsay,

Sorry to hear of your diagnosis. I was also diagnosed and made a claim with Aviva earlier this year. The claim was paid out and I found Aviva to be a pleasure to deal with. I think based on my experience and others I’ve read on this forum that it should be quite straightforward for you. Let’s hope! 🤞🏼

Good luck and let us know how you get on.

Best wishes,

Joanne x

[Hidden in reply to JojoWonder]

Thanks Joanne and yes fingers crossed. I'll update you once I hear back. Have a lovely day x

[BigLish]

Hi yes I was diagnosed PV jak2 and pretty much healthy otherwise and claimed under my critical illness policy and have had a successful payout with Legal and General - all they needed following the claim form was confirmation of the diagnosis from the GP and they paid out - it took a while because my doctors wouldn’t respond for ages and massively dragged their heels but the insurance were excellent - definitely make the claim.

[Hidden]

Hi BigLish,

Many thanks for replying. It's great to hear that people have been able to claim critical illness. I put my claim in first thing Monday morning and believe they are writing to the consultant to confirm everything but the fact I attached confirmation of diagnosis letter should speed up the process. Fingers crossed x

[Threelions]

Hi,

I was diagnosed with same earlier this year. The critical illness policy paid out in full and refunded premiums made post diagnosis and prior to settlement. No problem at all. Only thing I would add that if the policy is in joint names then the insurers have an obligation to continue the policy for your partner, which is worth doing.

You should be fine with your claim.

[Hidden in reply to Threelions]

Thank you for taking the time to respond. It's all looking positive.