Hi my grandson goes out with a company who send 2 carers for him every day in their company car the other month my grandson was having terrible behaviours & on his way to the centre they take him to he had a behaviour where he ripped the material on top of car & pulled light from top of car too (inside) I was informed of the incident & that was it until the other day the company have been in touch with social worker & said my grandson has to pay for the damage
My question is is this correct as I thought surely companies that deal with special needs people with behaviour problems would be insured to cover for things like this
Could someone advise please
Written by
Depressed7
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I cant advise on this but as you point out if they use a car for business then "vandalism" should be part of their comprehensive insurance.
I say vandalism because this is similar to someone "keying" a car or other damage and they should have bought an insurance to cover.
It may be that you/your grandson may have to pay an excess but not the total cost.
Someone else may come along and give some better advice.
An excess is something between £ 50-£150 of any accident which the owner has to pay before work is done, The insurance company ask you to pay it so that you dont claim for a small scratch or other minimal damage.
Good luck with that and come back and tell us what happened.It must be very upsetting when that happens .
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