Travel insurance : Travel insurance... - The Roy Castle Lu...

The Roy Castle Lung Cancer Foundation

5,952 members3,549 posts

Travel insurance

3 Replies

Travel insurance advice

3 Replies
JanetteR57 profile image
JanetteR57

Depends on where you're going, how long for, mode of transport (e.g. cruise, flight, etc), status of your treatment/condition and any other conditions that need declaring.... I didn't travel internationally until 2016 (diagnosis early 2011)due to high costs of travel insurance and we had a number of UK breaks during that time.

I have travelled extensively for work and leisure since. I've travelled to countries like Spain, Greece, Germany, Austria, Slovenia, Bali, Vietnam, Malaysia, Cambodia, Belgium, Ireland, Jersey and for most had to have single trip policies. Different companies come out cheaper for different destinations - Spain is often higher and many European countries are dearer since Brexit (although you can still use existing EHIC cards or obtain new GHIC one) - some markets like USA, Canada, Caribbean are often really expensive - prohibitively so in some cases. I use payingtoomuch.com and medical travel compared price comparison sites and different providers including Saga, Allclear,Staysure, Covercloud, Get Going, Allianz and know Insurancewith and Insurecancer.com.

Many insurers have struggled to provide cover since the pandemic so there are higher premiums. Others who used to provide low cost cover no longer do, so do shop around. I managed to be offered an annual policy in 2019 by Saga who changed their question from 'have you ever had a cancer diagnosis?' to in the last 5 years have you had a cancer diagnosis?. I've booked a trip with them to Europe this year and their question was about whether you were still seeing a consultant in addition to the questions about type, stage, treatment, whether still in treatment, how long ago, etc....

Many used to say 'get cover and not for the cancer' but with lung cancer, as it can affect so many aspects of breathing that can be triggered by humidity, recycled air, air pressure, altitude, pollution and other environmental factors that may result in needing 'Medical-evacuation' this can increase the premium. Failure to declare lung cancer or any other condition can make any policy null and void for all cover including cancellation, delays etc.

Roy Castle lung cancer has a good guide on its website but do check out the companies due to the above reasons having changed the situation considerably - good luck. roycastle.org/about-lung-ca...

in reply toJanetteR57

Thank you

Mogs2 profile image
Mogs2

HelloI’ve been in remission for 20 months and just returned from a charity trek in Cuba. It was really stressful finding cover initially, I was declined by several of the major insurance companies. A few of the cancer specialists quoted me in the region of £1000 plus! I eventually had a much cheaper quote with insurancewith.com. It’s best to call them and talk through your requirements. Make sure you get covid cover too. Hope you have a lovely break.

Not what you're looking for?

You may also like...

Travel insurance

Does anyone know of companies that do terminal illness
Miceal58 profile image

TRAVEL INSURANCE

Hi All Does anyone recommend an insurance company that provides reasonable insurance cover. I...
Gymbuddie profile image

Travelling, going on holiday and travel insurance

Hello. I am the Information Officer at Roy Castle and have been working on a new booklet on...

Holiday insurance

I am having immunotherapy for melanoma. I am cancer free now but my insurance company won’t insure...
Begonia13 profile image

Cruise Insurance

HiI have recently got a stage 4 lung cancer diagnosis. We are desperate to book a cruise. Has...
Cacao23 profile image

Moderation team

See all

Top community tags

Content on HealthUnlocked does not replace the relationship between you and doctors or other healthcare professionals nor the advice you receive from them.

Never delay seeking advice or dialling emergency services because of something that you have read on HealthUnlocked.