Last January my Husband and I were quoted £1100 for two weeks cover for Tenerife due to our combined pre exsisting medical conditions.
We then went on to Martin Lewis website and we we Got a quote from EHICPLUS Ins. An annual policy covering all our pre-exsisting conditions for £168.00. that was including cruise cover.With EHICPLUS you must use your EHIC card not private medical centeres and you are covered anywhere in Europe that your EHIC covers. Plus for anyone covered by most insurers by getting treatment on your EHIC you dont have to pay any excess charges.
Then we found a translation card for any of the european countries covered that states you require to be treated on your EHIC that was from EHTC-LTD.CO.UK so we are able to let them understand our needs.