My wife and I had to retire earlier than expected due to medical issues which prevented us from performing our jobs, but would not hamper our enjoying the "Golden" Years", or so we thought. Shortly after retiring my beloved wife was diagnosed with stage 4 colo-rectal cancer and underwent aggressive chemo and radiation therapy as well as several surgeries. The cancer was beaten although she ended up with devastating side effects of the treatments. Nonetheless, we still thought we could salvage what was left of the golden years. We purchased a modest motor home, took a couple of short trips getting familiar with the RV lifestyle planning on extending our trips around the country... Then my wife was diagnosed with dementia and a surprisingly rapid deterioration of her mental faculties ensued. Then I had to suddenly have bypass surgery. I recovered rapidly and feel fine. But now, due to my wife's mental decline and multiple other problems, instead of enjoying the golden years, I'm relagated to being my wife's around the clock caregiver.
I certainly realize and understand our situation is not unique and others have problems just as bed or worse, which makes me wonder, is there such a thing as "The Golden Years"? At least in my case, they are nonexistant.