Travel Insurance

[Bairns36]

Recently diagnosed with PAF. Phoned my travel insurance to update my policy and after answering all questions I was declined for worldwide cover but ok for Europe. Is this common for us PAF people?

[BobD Volunteer]

Not at all. Shop around. The only time you may have problems is if you are still under investigation or awaiting tests.

[Beancounter Volunteer]

Hi bairns36

No not common.

You can usually get cover worldwide excluding USA (of course crazy prices) with only a small premium, and you can get cover inc US with a larger premium.

The  critical thing usually about travel insurance if are you waiting for any procedure or results of tests, once diagnosed and stable, it's not normally a problem. Of course premiums are age related and dependent on your particular health conditions.

Search the forum many recommendations for insurance.

Be well

Ian

[Hidden]

I assume you are talking about annual insurance. If so then that is what I have found.

[Lcpatrol]

My AF has resolved through 6 years of medical treatment ( I get the occasional twinge, but my 12 hours of AF every 9 days or so has disappeared after taking Flecainide and Bisopralol ) - I got worldwide insurance through Aviva, although I've had to pay an extra premium. 

[Gertsen]

No, I got mine easily through royal bank of Scotland as I have just turned 70 there was an increase of £50 and PAF was another £80 for a year worldwide. 

[CyclingMad]

I've an annual worldwide policy and disclosed my AF. I filled out a supplementary health declaration form and paid an extra premium. Does anyone know what attitude insurers take if you have had an ablation and have no current symptoms? 

[Bairns36]

Thank you for the information. My insurance is with TSB through AXA I believe. Yesterday's call was with someone asking questions and putting ticks or crosses in a box then no worldwide cover decision. No room for discussion just computer says no. Only reason given was cost. I was never given option to pay excess. Don't know if it's worth phoning back and trying to speak to an underwriter.