I have a insurance policy but get told that because I wasn't insured with them 18 years ago when the initial injury occurred then they are not liable to help me with anything, but I was only made aware 3 months ago of the underlying injury after my MRI scan. Should it not work the same as if I was suing for my injury, I can sue upto 3 years of getting the injury or three years of becoming aware of the injury. Does anyone have any advice ??
I seem to go around in a circle and always end up ... - Headway
I seem to go around in a circle and always end up with a question and no answer.
ohh its a tough one, i think you really need professional advice
i would phone the insurance ombudsman and although they cant offer professional legal advice they do tend to be very helpful
other than that, do you have home insurance? my home insurance includes lega advicel cover for all sorts of things and they will usually cover this sort of problem
If you can't afford legal advice I would take this to your local Citizens Advice Bureau, they should at least be able to point you in the correct direction.
Hi Onceaborderer,
Thank you for your question.
The terms of all insurance policies tend to be different, and are very complex so you do need some legal advice.
I would suggest you contact one of the solicitors on our list and have a chat to them - your initial consultation will be free. You can search for a firm at headway.org.uk/legal-advice...
Other options might include the local Citizens Advice Bureau or Law Centre, which you can find details of at lawcentres.org.uk/
I hope this helps, and please don't hesitate to contact us if you have any further questions.
Best wishes,
Headway.