I had a Heart Attack 3 years ago. I was supposed to have Critical Illness Cover and when I went to claim, I found out that I was Mis-sold a policy with Aviva and wasn't covered.
I would like to know what covers are available to me and who is best to speak to.
I can't help with where to get cover. However, has anyone investigated the mis-selling of the policy? If it can be proven that you were mis-sold this you would be entitled to compensation of some sort.
Hello Andy05
If you believe you've been mis-sold a critical illness policy you should pursue a claim, here's a link to the Financial Ombudsman
financial-ombudsman.org.uk/...
I wasn't sure if you contact the ombudsman in the the first instance as my understanding is you only use them if you're unhappy with the outcome from the insurer.
I believe the omsbudman charges an insurer approx £500 just for a case being referred to them, so most insurers try to resolve any issues themselves.
Yes, that's correct. I was assuming that as the poster has said he'd made a claim, that the insurer had rejected it.
Hi I was put in touch with " life cover for all" ins by BHF. I spoke to a lovely woman called Amanda. I can't get a quote until I'm 6 months post HA but you should be fine. Worth a try. I filled in their form on their website and she called me couple of days later.
I find Boots insurance is very good.
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