copd ,pensions ill health retirement - Lung Conditions C...

Lung Conditions Community Forum

56,244 members66,867 posts

copd ,pensions ill health retirement

baxter1 profile image
7 Replies

well it looks likely work are going to finish me on ill health grounds was hoping someone will no about if my pensions will kick in on ill health retirement because of copd

Written by
baxter1 profile image
baxter1
To view profiles and participate in discussions please or .
7 Replies

Depends. If they decide you cannot do that job for now but might later, if they decide that you cannot do that job but could do another or if they decide you cannot work at any job. The latter was the outcome when I finished and I immediately got my full pension, with payments credited as though I had worked to retirement age. Good luck.

in reply to

That should read contributions credited.

baxter1 profile image
baxter1

thanks aunty lookig on there websites its says just a docs letter saying i cant do the job im employed to do should be enough i hope so im sick of havig to fight for everything ive paid into

I think it depends if you are officially retired on medical grounds. As I understand it if you are then you can draw the pension early (not sure how early) and have like auntymary said full pension rights. You need to check with your work about this.

Are you in a union? if so they should know.

Hope this helps.

Bev x

Bevvy profile image
Bevvy

As others have suggestd a lot depends on how leave your job and the age you are. If you are nearing retirement age you may be retired on health grounds. Otherwise you can be dismissed on health grounds which is not good news.

Speak to your union and get support in any meetings with HR.

Hope things turn out well for you.

warwickstag profile image
warwickstag

If you're a member of a company pension scheme there will be rules/guidelines surrounding ill-health retirement. You should have a pension booklet which sets out these rules or should request one from your personnel dept. You are also entitled to approach the pension trustees who are legally obliged to offer impartial advice. The scheme booklet should list the trustees and contact details. Either way the best advice I can offer is to fully understand the terms on which your employment is being terminated and to get this in writing before agreeing to anything. If you're a member of a trade union you should be entitled to a certain amount of free legal advice. You need to get a pension statement from your employer setting out when your pension payments will start, how they will be calculated and how much they will be. There should also be an option to take part of your pension as a lump sum on termination, but this will obviously reduce yiour long term payments. above all don't get panicked into signing something until you fully understand it

Good luck

PS I am happy for you to keep in contact with me for ongoing advice; I was a member trustee of a company scheme for about 15 years before I was forced to retire in similar circumstances.

sheeps68 profile image
sheeps68

I've just started the process for ill health retirement too. I've had 6 years worth of reasonable adjustments but I've finally had to admit it I simply cannot continue anymore. If you've not tried reasonable adjustments first it may be harder to show that that would not help you to stay at work. I'm also getting evidence from several medics to say that things are not likely to improve this side of retirement age. That's another 20+ years off. I would ensure you have a full insight into the criteria you are working to for ill health retirement. My doctors have also had a copy of the criteria from my employer so they can be sure to cover the topics needed. They are fully aware of my scenario and believe I need to finally admit I can no longer work. By what I can gather it will not be a quick process, so I've also been starting my claim for when my statutory sick pay finishes. I've also started to apply to have my DLA claim looked at as my care needs have increased massively too.

Not what you're looking for?

You may also like...

Bronchiectasis and ill health retirement

I'm wondering if anyone has experience of ill health retirement because of bronchiectasis? My...
dawn3y profile image

Bronchiectasis and ill health retirement

9 months ago I posted about my 28 year old daughter who had been struggling to stay in work for...
dawn3y profile image

Ill Health Retirement V Early Retirement

Help needed as I'm thinking of retirement from my NHS post but I have been advised to apply for IHR...

Retirement due to copd

Hi doctor diagnosed copd awaiting hospital tests. I nursed mum and till I lost them so really knew...
Trajam17 profile image

The nhs finished me in December because of my ill health

I put in for my pension on ill health grounds,Im 53yrs old with copd also depression and anxiety...
jerry1960 profile image

Moderation team

See all
moderator_AandLUK profile image
moderator_AandLUKAdministrator
AsthmaandLung profile image
AsthmaandLungAdministrator
Claire_ALUK profile image
Claire_ALUKAdministrator

Content on HealthUnlocked does not replace the relationship between you and doctors or other healthcare professionals nor the advice you receive from them.

Never delay seeking advice or dialling emergency services because of something that you have read on HealthUnlocked.