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Travel Insurance

PAP48 profile image
18 Replies

Has anyone recommendations for travel insurance, single trip please? I have bronchiectasis and paroxysmal AF! Wishing to travel to Cyprus in January! Quotes seem so expensive! Thanks in advance.

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PAP48 profile image
PAP48
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18 Replies
Xrossstich profile image
Xrossstich

we got insurance with Allclear for our cruise with our heart conditions & my husbands pulmonary Fibrosis. They have been very helpful.

PAP48 profile image
PAP48 in reply to Xrossstich

Thank you so much - I’ll give them a call, great to get a personal recommendation.

frose profile image
frose

I also recommend All Clear, with the caveat that I've never actually needed to claim, so dont know how easy / difficult that might be.

PAP48 profile image
PAP48 in reply to frose

Thank you - I'll contact them tomorrow, another personal recommendation.

B0xermad profile image
B0xermad

hi i have just done a single trip quote for 7days in norway and that was £435 with saga as over 50s

PAP48 profile image
PAP48 in reply to B0xermad

Wow B0xermad - sounds pretty expensive but I understand Saga are very good.

Firefly25 profile image
Firefly25

I used All Clear for a 30 day trip to Europe this summer- didn’t have to claim fortunately, so don’t know what they’re like in that respect, but the quote was very reasonable and only a few pounds more than my healthy partner’s for annual insurance.

PAP48 profile image
PAP48 in reply to Firefly25

Thank you Firefly25 - another personal recommendation for All Clear, definitely worth pursuing.

B0xermad profile image
B0xermad in reply to Firefly25

claims they paid mine in full minus the excess within 14days

Guy_Incognito profile image
Guy_Incognito

I am 42, and have Bronchiectasis and Cystic Fribrosis and went to Italy for a week recently.

I went with payingtoomuch.com/

It was £35 for the week.

I'm considering getting a Nationwide Flexplus account (£13pm) which has worldwide travel insurance included, but there's likely to be a premium for some existing conditions. If the extra is not a huge amount I'll go for that. My parents have used them for a few years.

PAP48 profile image
PAP48 in reply to Guy_Incognito

That sounds very reasonable Guy_Incognito, I'll give them a call too. However, you are 42 and I am 74 so that may well make a difference but still worth pursuing.

PAP48 profile image
PAP48 in reply to Guy_Incognito

I was insured through Nationwide Flexplus and paid extra for pre-existing conditions. However, they don't insure over 70's so no good for me now.

Guy_Incognito profile image
Guy_Incognito in reply to PAP48

I just opened an account to get travel insurance through Nationwide Flexplus but they don't cover CF :(

I'll just cancel the account now.

PAP48 profile image
PAP48 in reply to Guy_Incognito

Sorry to hear that Guy_Incognito! We’re trying with Nationwide Flexplus at the moment as just seen they do cover over 70’s for £65 for the account! They don’t make it easy to get a quote though so they are phoning us on Friday to discuss! If it’s a no go not sure where we’ll go from there! It’s a minefield!

Tryfan profile image
Tryfan

Dear Pap. Hope you find what you are looking for. With Insurance the only time you know if you have what you hope you paid for is when you need it. All i can say from experience, I've used Saga. Not the cheapest as long as you answered the disclosures honestly, no problems at all.

PAP48 profile image
PAP48

I agree Tryfan - I was taken quite ill whilst in Vietnam and ended up in hospital for 3 weeks with pneumonia! I was insured through Aviva with Nationwide. They did deal with it in the end, and all was good.

Alberta56 profile image
Alberta56

I have claimed from Saga twice with no problems.

PAP48 profile image
PAP48 in reply to Alberta56

Thank you Alberta56 that’s good to know. I have struggled with insurers in the past if I needed to claim - only once I may add!

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