Am I uninsureable : Does anyone know... - Lung Conditions C...

Lung Conditions Community Forum

56,239 members66,864 posts

Am I uninsureable

Elder1 profile image
11 Replies

Does anyone know any insurance company's thats willing to ensure someone with copd ???

Written by
Elder1 profile image
Elder1
To view profiles and participate in discussions please or .

The ability to reply to this post has been turned off.

11 Replies

Google insurance company's for people with COPD. A lot of the big insurance company won't insure people with chronic conditions or the premium is to high.

soulsaver profile image
soulsaver

You can get travel insurance if that is what you're after .. put it in the search box top right on this page - been discussed dozens of times on here.

katieoxo60 profile image
katieoxo60

Nobody is uninsurable, it is the price that is prohibitive. I am with Allclear and I have three chronic illnesses, one of which is COPD. I thought their price was reasonable for annual Europe travel. Of course if you are over 70 then the price gets dearer for that too. And over ninety is almost impossible to get insurance for. Simple advice shop around on line has some good sites to do this. Good luck with your search Elder1

MarieW-F profile image
MarieW-F

It depends, travel insurance you should be able to find someone. if its health/life insurance then I have no idea but I do feel like you would be better off saving the amount each month into a savings account. Good luck.

Hi, I've just got insurance, multi trip worldwide. I've got COPD moderate and been in hospital twice in last 3 months with pneumonia. After lots of searching I got it. Most wouldn't insure me at all if I've had hospital treatment in the last year. I got it with Avanti insurers. I'm not on oxygen just inhalers. Because I'm going to America it was very expensive £900 for me and hubby, he is fit. If it's not USA it would be considerably cheaper. If u go a year with no change and hospitalisation it comes way way down. Forgot to mention mine is an annual policy. Hope this helps.

I had life insurance and when I sold my house I cancelled it witch was a stupid thing to do but you Learn from your mistakes. I applied again and was turned down due to how many times I had to use my inhaler. And had to take life insurance without medical questions.

carlo profile image
carlo

We have annual travel insurance in Europe with freespirittravelinsurance.com £288.68

DaleyWaley profile image
DaleyWaley

Nationwide was good for me but I haven't had any periods of hospitalisation. .... I'm sure that would change things somewhat.

megarose1 profile image
megarose1

Hi my mother in law has COPD too and history of mini stroke and high blood pressure we are travelling this Easter so I was a bit worried if we'd be able to find someone, I too am also with severe asthma , aspergillosis and bronchi ectasis , I found a link on money saving expert and found a very good quote with holiday safe though I found the excess has to be 150 to 200 but feel in safe hands for when we travel .

Elder1 profile image
Elder1

Thanks everyone for taking the time to reply to my question 😃

The ability to reply to this post has been turned off.

Not what you're looking for?

You may also like...

Today I am

And my dearest wish is for you all to be happy bananas too :)
scrobbitty profile image

Am I boring?

I sign myself in as Gilly as that is what I am called. I can understand people wanting to keep...

I am Home!

After 6 long weeks and some dark days I am at last home and sleeping in my own bed. Having some...
judes profile image

I am home.

I have added the results and a note to the bottom of I am up and away in the morning, Speak in the...
holly17 profile image

I am alive.

Another normal day begins, suddenly I ask what do we mean by a normal day? For most of us it...
eightyplus profile image

Moderation team

See all
AsthmaandLung profile image
AsthmaandLungAdministrator
Claire_ALUK profile image
Claire_ALUKAdministrator
moderator_AandLUK profile image
moderator_AandLUKAdministrator

Content on HealthUnlocked does not replace the relationship between you and doctors or other healthcare professionals nor the advice you receive from them.

Never delay seeking advice or dialling emergency services because of something that you have read on HealthUnlocked.