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Cancel Credit Cards.............Important

KingoftheCocktails profile image

....................................... You will love this ,the brains behind the service centres

NOTE TO SELF CANCEL CREDIT CARDS PRIOR TO DEATH

Be sure to cancel credit cards before you die!This is so priceless and so easy to see happening- customer service,being what it is today!

A lady died this past January,and the bank billed her for February and March for their annual service charges on her credit card,and then added late interest on the monthly charge.

The balance which had been£0.00 is now somewhere around£60.00

A family member placed a call to the bank:

Family member:''I am calling to tell you that she died in January.''

Bank:'' The account was never closed and the late fees and charges still apply.''

Family member: ''Maybe, you should turn it over to collections''

Bank:Since it was two months past due,it already has been.''

Family member:''So what will they do when they find out she is dead.?''

Bank:''Either report her account to the frauds division or report her to the credit bureau,maybe both.''

Family member:''Do you think God will be mad at her?''

Bank:''Excuse me?''

Family member:''Did you get what I was just telling you......the part about her being dead.?''

Bank:'' You'll have to speak to my supervisor.''

Supervisor gets ob the phone:

Family member: ''I,m calling to tell you,she died in January.''

Bank: 'This account was never closed and the late fees and charges still apply.''

Family member:'' You mean you want to collect from her estate?''

Bank (stammer)''Are you her solicitor?''

Family member:''No I'm her great nephew.''(solicitor info given)

Bank: Could you fax us a certificate of death?''

Family member:''Sure.''

( Fax number is given)

After they get the fax:

Bank:''Our system just isn't set up for death,I don't know what more I can do to help.@'

Family member: Well if you figure it out great! If not,you could just keep billing her.I don't think she will care.''

Bank: ''Well the late fees and charges do still apply.''

Family member:'' Would you like her new billing address?''

Bank: ''That might help''

Family member:''Plot Number 1049,Finchley Memorial Cememtery,Great North Road,Finchley,London.''

Bank:'' Sir,That's a cemetery!''

Family member: Well what the **** do you do with dead people on your planet?''

Richard

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KingoftheCocktails profile image
KingoftheCocktails
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37 Replies
scrobbitty profile image
scrobbitty

I spotted you had blogged and took appropriate action - firstly go to loo and secondly move cup of coffee away from keyboard.

It worked a treat :D

in reply toscrobbitty

I'm getting wise too, moved my tea far away. If my son has to sort out my laptop after kings blogs again he will confiscate it lol. Keep them coming. xx

KingoftheCocktails profile image
KingoftheCocktails in reply to

Nice to see you are getting sensible as well exblonde

KingoftheCocktails profile image
KingoftheCocktails in reply toscrobbitty

Well done Srobbity.Teachers Pet for the day

phillips1 profile image
phillips1

Do they get people without brains to work in banks or do they take them out once they start? I liked that one Richard, it rings very true.

Bobby

breathless1 profile image
breathless1 in reply tophillips1

noticed they all drive bmw's as well

KingoftheCocktails profile image
KingoftheCocktails in reply tobreathless1

You've got good eyesight breathless,their style of cars has not gtone unnoticed

KingoftheCocktails profile image
KingoftheCocktails in reply tophillips1

I didn't name the bank Bobby but I am informed that this was true.

cheered me up as usual..............

KingoftheCocktails profile image
KingoftheCocktails in reply to

That's what I like to do slade.

dall05 profile image
dall05

It makes you wonder what you have to do to avoid bank charges when even dying isn't enough.

Perhaps they use Mystic Meg to get in touch and arrange a bill to be sent beyond the grave!

KingoftheCocktails profile image
KingoftheCocktails in reply todall05

What ever happened to Mystic Meg dall 05?

mattcass profile image
mattcass

You should have told them she moved to C/O God, Pearly Gates, Heaven. mattcass

KingoftheCocktails profile image
KingoftheCocktails in reply tomattcass

God bless her

jandan profile image
jandan

Should have tried to change the name on the NTL account as I had to when my husband died in the end I told the operator to hold a seance and even then they carried on arguing I changed to Sky!!

in reply tojandan

Inland Revenue are just as bad Jan. Eventually ended up depositing my late hubbies asses on their desk and told them to as him their puerile questions as he wasn't telling me them!

in reply to

oops - *ashes*

KingoftheCocktails profile image
KingoftheCocktails in reply to

Why people behave like this defeats me

KingoftheCocktails profile image
KingoftheCocktails in reply tojandan

They are so uncaring,makes me mad

hufferpuffer profile image
hufferpuffer

I had the same thing happen when my younger brother died, I was realy upset with them :(

KingoftheCocktails profile image
KingoftheCocktails in reply tohufferpuffer

It's so sad when people behave in such a manner.

Should have fun, is there a charge for cash yet? Well done can now have coffee in me and not down me.

Tina :)

KingoftheCocktails profile image
KingoftheCocktails in reply to

Hope you enjoyed your coffee

katieoxo60 profile image
katieoxo60

Sounds like a case of" the computer says" , gave me a giggle but it's not really funny as that is what happens and can cause a lot of stress at a difficult time

KingoftheCocktails profile image
KingoftheCocktails in reply tokatieoxo60

You are so right katieoxo,it can be so insentative

laig profile image
laig

When I was sorting out my late Mothers estate a few weeks ago I was told by a young man at the electric suppliers she was with that they would send a cheque to refund what they owed her.As I hadn't been asked my name I was curious who they would make it out to so I asked who it would be made out to.You've guessed it my Mother.

KingoftheCocktails profile image
KingoftheCocktails in reply tolaig

It just had to be,didn't it?

I like it a lot ;-) ;-) ;-)

KingoftheCocktails profile image
KingoftheCocktails in reply to

That's good david.Thank you

gerry1950 profile image
gerry1950

Great brilliant It took my late mother in law bank 5 years to stop sending paperwork I don't think banks understand the word dead unless its the person that's dead tells them what happened to the sharing caring bank manager

KingoftheCocktails profile image
KingoftheCocktails in reply togerry1950

I don't know where he went,he just disappeared

ageing-lioness profile image
ageing-lioness

That is so good Richard! ,may I copy and paste it to my sister? i was wondering..if the account was still open... did they find any skeletons lurking with grave consequences?

BTW OH( with the IPF) went to Blue Coats School bet that takes you back aways!

Take Care Now... AL

KingoftheCocktails profile image
KingoftheCocktails in reply toageing-lioness

Of course you can pass it on as you can with any of my jokes

I remember a Blue Coats school in my home town of Barnstaple

sassy59 profile image
sassy59

I needed cheering up today and that just hit the spot nicely. thanks KOTC! xxxx :)

KingoftheCocktails profile image
KingoftheCocktails in reply tosassy59

I will try to cheer you up every day.The next one is called CHUCKLES watch out for it

undine profile image
undine

lovely thank you

KingoftheCocktails profile image
KingoftheCocktails

Thank you undine,keep looking in for your daily tonic of humour

Richard

KOTC

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