This isn't relevant to AF but I know that there may be vulnerable people out there without my experience ( was a fraud officer with a major UK bank for some years) who would benefit from a heads up.
I recently received an e mail from a supposed debt recovery firm demanding payment of an amount I supposedly owed to a company in Waltham Cross EN8 7LR. My first reaction was alarm even with my knowledge but I calmed down long enough to do a websearch on the company who's website claims that they were established in 1908 yet the web page is copyright 2016. I then noticed that the link I was supposed to follow was to a site in Rouen France at which point I went to ACTIONFRAUD.Police website and reported the whole thing.
It is very distressing to be targeted in this way but forewarned is forearmed. If you receive anything remotely similar please report it at once. It is a bit different to the usual NIgerian frauds and "I'm stuck in XXXXX and need some money" scams