Insurance: Hi all I have had... - Atrial Fibrillati...

Atrial Fibrillation Support

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Insurance

CraigStan profile image
5 Replies

Hi all

I have had 2 episodes of AF all my life 16 year apart, will this cause me issues in getting life insurance?

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CraigStan profile image
CraigStan
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5 Replies
CDreamer profile image
CDreamer

I think you will have to ask a broker for that but if you are not on medication, haven't had unexpected admission to hospital and another on regular meds to control it, I think it is unlikely to be high risk.

Dotcom27 profile image
Dotcom27 in reply toCDreamer

My insurer only wants to know if I have been hospitalised in the last 12 months. It has been a problem. I have told them my AF is controlled by medication.

CDreamer profile image
CDreamer

Sorry meant not on regular meds,

BobD profile image
BobDVolunteer

It all depends on if you see a person or a machine. I had one policy expire and when they tried to fill in the form on the computer, once it asked about heart conditions and got a yes it wouldn't progress. They were going to get a medical report but then I had cancer and am no longer insurable anyway.

Bob

I would not think that it would make much difference at all but make sure that you do declare it.

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