I would like to know if A-F is notifi... - Atrial Fibrillati...

Atrial Fibrillation Support

31,759 members37,687 posts

I would like to know if A-F is notifiable to travel insurance companies?

Number7 profile image
5 Replies
Written by
Number7 profile image
Number7
To view profiles and participate in discussions please or .
5 Replies
coopo profile image
coopo

Hi , You may be sorry if you dont inform your insurance company that you have AF , I did and there was a £15..00 charge . They are only a phoncall away and you have nothing to lose .

Cheers

BobD profile image
BobDVolunteer

Any condition which pre-dates the travel is a material fact and can affect cover so always err on the side of caution and tell them .

BobD

Marion62 profile image
Marion62

We have an annual policy through our bank and the additional cost for my AF and high cholesterol was £80.

(Interestingly my husband has diabetes and high cholesterol - last year there was no additional charge for these conditions but this year it was additional £60 for him as well.)

So it is very important to tell them every year about all your conditions and at every amendment to the policy as well as they don't appear to carry the information forward and do medical screening every time there is a. change to the policy or renewal.

Fortunately we have never had to make a medical claim but peace of mind is so important- I never understand why some go on holiday without any insurance whatsoever.

Enjoy your holiday.

Marion

Parco profile image
Parco

Hi

I informed my TI provider last summer before going to Spain about my PAF and they asked me some questions around medication, blackouts etc - all were negative at the time and they added it to the policy with no charge - they were very good (American Express)

J

Hi

You must certainly notify your travel insurance company . This was stressed to me by the cardios years ago . I had an instance when I was unable to travel due to AF but the ins. co. wouldn't pay out -- said i hadn't declared it but I knew I had. However they went back to the recording of the phone booking & confirmed it as their mistake & I was suitably recompensed!

I am sure that most people are aware that insurance companies will look for any way to avoid paying out a claim . Absolutely all conditions & diagnoses prior to booking your holiday plus any changes afterwards should be notified to your insurers.

In my experience the premium has been quite reasonable providing you haven't recently been hospitalised in which case they won't insure you anyhow!

sandra

Not what you're looking for?

You may also like...