Open Enrollment for those not on Medicare ends on December 15th. 2019 options have increased in many markets this year and price increases have slowed. Many areas of the country that previously had only 1 carrier have as many as 5 carriers this year. In addition, doctor networks are growing with companies like Oscar and Ambetter. You can quote, compare and enroll in these plans here, or schedule a call below to go over them with us by phone. For those looking for more flexibility, 12-month PPO plans have surfaced in many states and one of the bigger carriers is rolling out a 3-year PPO in Q1 of 2019.
For those on Medicare, the Annual Enrollment Period ends on December 7th. There are big changes this year to prescription drug plans, so you if you haven't reviewed yours yet, please go to medicare.gov/find-a-plan/qu... and answer all the questions to get a list of plans & annual cost by all providers for your zip code. It only takes a few minutes and you could save significantly on your premium and prescription costs.
The same goes for Medicare Advantage plans. If you have one, this is the time to review it. Many MA carriers are trying to be more competitive in 2019 by adding PPO networks, dental, vision, hearing, Silver Sneakers and more, so this is a great time to see how your plan stacks up to the rest.
If you have a Medigap/Supplement plan, you can review it now, or later. Medigap plans are able to be reviewed 12-months a year and are not subjected to the annual enrollment period each year.
If you need help, there are State Health Insurance Assistance Programs funded by Federal agencies - find them here: medicare.gov/Contacts/
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