To get Local Authority funding for a care package, your loved one will need to have a financial assessment. The assessor will go through all their income (including pensions and benefits), savings and investments and, if the package involves going into a residential care home, the value of any property they own. Unless you’re an accountant or used to dealing with money, the assessment can be traumatic. There is so much to think about and take into account. And if your loved one has savings over the maximum threshold, it’s pretty much certain that they’ll have to pay for their own care anyway.
What was your experience of the financial assessment? Were you properly prepared? What do you wish you’d done differently?
SimplyHealth Care for Life team