Financial help: Having had byepass... - British Heart Fou...

British Heart Foundation

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Financial help

Deack profile image
8 Replies

Having had byepass 10yrs ago I,ve conti need working in the building trade. I can,t afford to stop . I have heart desease which triggers angina.Does anyone know if I can get some fanacial help to get me off this treadmill.

Get so utterly tired . Tried PIP.

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Deack profile image
Deack
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8 Replies
BeKind28- profile image
BeKind28-

Hello :-)

While ever you continue to work I cannot think of any benefits or help you could get the only option I can see which I know is not easy nowadays is to find a less physical job

I hope others will come along with some better advise :-) x

ScttH641 profile image
ScttH641

Hi Deack!

I am sorry to hear about your experience and what your going through at the moment.

In regards to your concerns about finacial help, there are services, such as Citizens Advice which is a good place to start as they will be able to discuss your situation with you, and be able to signpost you in the direction of services that will be helpful for you. I would be almost certain given your health, you would be entitled to some kind of support, especially if it is limiting your capacity to work.

I would also recommend possibly considering some support for how your feeling, either through counselling, or support groups. They can also help with signposting you to an appropriate source of help, but also helping to manage the stress or anxiety around your situation, Stress and anxiety will only make your physical health worse, so they are just as important to manage as your physical health.

Certainley at the moment, It's understandable to have finacial worries, but I would also encourage you to be mindful of your own wellbeing too. I would echo BeKind28's sentiments of possibly looking into less physical work, and perhaps discussing this with a GP who will be more knowledgable about your health to decide wether this would be beneficial for you.

I can imagine it feels like being in an impossible situation right now, but please know you can the help and support you deserve.

I'll link you some useful resources below, and I wish you the best of luck with your health and wellbeing.

Take Care, Scott.

citizensadvice.org.uk/about... - Citizens Advice

bhf.org.uk/informationsuppo... - BHF Page on Financial Support

bhf.org.uk/informationsuppo... - BHF Page on Working with a Heart condition

nhs.uk/mental-health/talkin... - NHS Talking Therapies

samaritans.org/ - Samaritans 24hr Listening Service

giveusashout.org/ - Shout! 24hr Listening Service (text only)

Deack profile image
Deack in reply to ScttH641

Thanks ScottI,ve been a plumber my whole working life. I,m lucky I Don,t suffer from anxiety. My GP tells me the same , get another job .

Thankyou for your thoughts , tried everywhere for advice and help . Seems you have to fall to your knees before help is at hand.

Take care

Pete

Lowerfield_no_more profile image
Lowerfield_no_more

If you are the UK and you are unable to work you might qualify for the new 'Employment and Support Allowance'. However no doubt you would have to go through many hoops to get this and would certainly have to be signed off by your GP. But if you find you are still able to work but in a reduced capacity and your income is reduced as a result you might qualify for Universal Credit. However I suggest you talk to Citizens Advice as also recommended by ScttH641 who should be able to advise on what is available and how to get it if you are likely to qualify.

World1inmotion profile image
World1inmotion

I don't know anything about plumbing but have you thought about anything such as training or teaching others about plumbing. There must be loads of people wanting to get into plumbing but need to be trained or coached. It may be less pay but better than benefit rates and must be less physical than some of the plumbing jobs you do. There may be some training required to be a trainer but worth it if it means you can ease off on the physical work.

Gribbin profile image
Gribbin in reply to World1inmotion

I was going to day the same... try teaching.I'm a few years younger than you and just had heart attack quickly followed by a quadruple bypass. I used to work in farming/Horticulture, so fairly physical too.

I got a job as a technician at a local college. They have put me through a teaching quality, while I was working, so I am now training and assessing apprentices.

Not sure where you are based, but it would certainly be worth looking up your nearest college websites, checking vacancies otherwise give them a call... we're always on the look out for skilled people like yourself.

The work can be very rewarding, and you'll have all the HR support of a bigger organisation... I am still off after my op, but they have been great.

There are several charities that support people in Horticulture, maybe similar exist for building?

If you're self employed think of all those other transferable skills you have... running a business, accounts etc...

Over 55 you can access your personal pension if you have one, that may take some financial pressure off, and let you go part time... but get advice before doing this.

This could be a great opportunity to change direction, try something new.

Good luck, let us know how you get on.

Wooodsie profile image
Wooodsie

Hi Deack, not sure if you are employed or self employed, or even it it makes a difference. Ask your Dr if he can medically retire you. Before you do though, check the benefits situation. There are a number of charities, and I'm sure one local to you, who will advise and maximise your benefits for you. It is totally free advice paid for by the gov't, so don't accept any advice you have to pay for. Try your local Housing Association, ask them if they run a service or if they can point you in the right direction. You can get a lot of info of a Housing Association web site and or the Council website.

Sorry for the long reply.

Deack profile image
Deack in reply to Wooodsie

Hi woodsideSo many replies nice people

I work for a housing association

No support at all. Sick pay is half wages for a month. Constant worry. I,ve never been academic working in teaching. Ooooer.

Thanks for your thoughts and advice.

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