Insurance to spain

[Edwina47]

Hi everybody,can anyone tell me where I can get reasonable priced travel insurance for my husband,who uses oxygen,I have tried several companies who won't cover or the cheapest is £700 for a week,which is very expensive, for a week away,any information would be appreciated

Thank you

Edwina

[darceynjo]

Good morning Edwina, Both my husband and myself both suffer from COPD and have several other illness, my hubby is also 74. We are going to Benidorm in Oct and I too was finding insurance costly, then someone told me about EHIC, (yes it is the same as your EHIC card but they also insurance) and believe me it is really very good and not at all expensive, I am paying 72 pounds for 10 days. I hope this helps you . Good luck and all the best Julia

[Edwina47 in reply to darceynjo]

Hi Julia,I rang EHCI last week & they won't cover him,he also has a Leaky Heart Valve,so they won't cover any Pre existing medical conditions,they will however give cover for £12-80 p which dosen't cover any medical condition,which is too much of a risk to take.

Thank you so much for replying

Edwina

[Edwina47 in reply to darceynjo]

Hi Julia are either you or your husband on oxygen??as this seems to be the stumbling block

[Asthmachick]

Unfortunately Edwina it is the oxygen that puts up the premiums. I went to Canada for 2 weeks in June and because of the oxygen the cheapest I could get down to was just over £1,000! When I started looking some companies wanted silly money and I think I started at £3,000 with a lot not even quoting me especially as I wanted to go to Canada. If you haven't already tried them try AllClear Travel Insurance that is who I went with in the end. Hope you find a cheaper alternative.

[Edwina47 in reply to Asthmachick]

They have already declined cover but thanks for the suggestion

[Ambiman]

Hia having a similar problem but Chantelle at insurance choice has been brilliant 08432276564

Give her a ring you never know she may be able to help

[Edwina47 in reply to Ambiman]

Thanks will give it a try,but they usually say no or really load it when you mention the oxygen

[Offcut]

look in Google for" pre existing conditions holiday insurance" It is best to shop around but you can get it loads cheaper if you exclude the copd but have cover for everything else. If you need to go to hospital have the euro card and make sure that you go to a spainish hospital that is state run not private as they should accept the euro medical card.

Be Well

[Edwina47 in reply to Offcut]

Thanks for your reply as my husband is on oxygen,will I be able to leave it off?? Thanks Edwina

[Offcut in reply to Edwina47]

People with pre-existing can ask for a specific thing NOT to be part of the cover. IE: I have a heart problem too but is sort of under control so I could ask for that not to be covered and if I had break of a bone it would be covered as long as I did not break it while having a heart attack! If that makes sense?

[Edwina47]

Cheers off cut will give it a try,see how I go on

[hallentine47]

I was declined even by Saga!! Try Staysure and be sure what they cover you for. Some of these cheaper companei s will not cover you for being brought home if you should die while away and all manner of other situations. Sounds morbid but that could cost your relatives a whole lot of money.

[Edwina47 in reply to hallentine47]

Hello Hallentine,already tried & they refused to cover existing medical problems,as soon as you mention oxygen,they don't want to know,but thanks for the suggestion,& for the information,if I do get any cover I will make sure that I read all the small print

[Patchpoppy2]

Hi Edwina47. Sorry to hear of the trouble you are having. Give stay sure a try. I have multiple health issues, at least 7 and managed to get a good quote through them, I've used them twice, I was recommended them by my cousin who's husband has MS. I found them very helpful. You can ri for get a quote online.

Hope it helps