Travel Insurance 80 and over - Atrial Fibrillati...

Atrial Fibrillation Support

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Travel Insurance 80 and over

Seventy9 profile image
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Good Morning Travel Insurance any age

Over 80 ( 79 Here ) Go Travel Great

Have full details cost very Good I’ve only

Taken Europe at the moment could add

USA if required cost £350 all medical existing

Problem included High Blood Pressure

AF - Replacement Knee and Hip hospital

Out Patients inc. + TIA a while back

Worth noting was that SAGA was worse of

all that I requested. They actually declined

To cover . RIP off Company they let you

Think they are good for older folk.

All they do is Rip off the elderly.

Their Cruises are on average are 25%

More than P and O.and they have a very

Poor fleet of old ships .

They just prey on Old Wealthy people.

I have Details of Go Travel Picked it up from

Money Market

Come back please wit Info or any help .

Regards John

Seventy Nine

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Seventy9
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CDreamer profile image
CDreamer

Well I agree with most of what you say, especially SAGA - to be avoided at all costs. We booked on a cruise and took out their cover but I had 2 blue lights to hospital in the 6 months prior to the cruise so rang them to declare. They immediately revoked my cover - 3 DAYS BEFORE THE TRIP! I ended up finding cover with company quoted below - who were about £10 cheaper anyway.

Having said that, I don’t believe the ‘prey’ on older people - as you age the risks of a claim increases as do the costs of the claim. It’s a risk profiling exercise and company decision as to what risk they wish to take and what not. Whilst on the cruise one passenger had to be air-lifted from the boat - imagine covering those costs? It’s a complex algorithm based on previous medical history, age etc which calculates risk and it is also a company policy as to your target market so you are right in your conclusion - shop around and get the best deal for you and stick to the companies which specialise in covering older people with medical conditions. Personally I always use travelinsurance4medical - same company as WorldFirst - excellent value - they offer 3 levels of cover with appropriate differences in prices.

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