Vets who know about Champ VA for spouses

[spouse21]

Greetings, Vets. If your spouse is Medicare age and qualifies for the Champ VA insurance, I have a couple questions. My husband has 100% VA disability due to Agent Orange related Prostate Cancer.

1. Does Champ VA completely replace all of Medicare--A, B, D and private Medigap policies, all co-pays for private insurance. In other words, does Champ VA totally replace all of Medicare, including Medigap policies and drug policies?

Or:

2. Does the Champ VA only kick in for policy Parts D and Medigap policies? I currently have BCBC regular Medicare, the Part D, and a Medigap policy. I'd love to replace the Medigap and Drug policies with Champ VA if the coverage is as good or superior.

3. Do all your non-VA doctors accept Champ VA?

4. What's been your experience with Champ VA?

5. How did you sign up?

No rush, but thank you in advance.

[spouse21]

Thanks so much, Bill68! We had a DVA service rep help my husband negotatiate his disability in the first place--great guy. I'll go that route. Best to you and your family.