Deputy’s Bank Account: Any recommendations?

[Drjm]

Hello,

I need to open a bank account for my son after getting Property & Affairs deputyship jointly with my daughter.

Does anyone have advice about good/bad experience with individual banks or is there any bank that is particularly recommended? Or are they all much of a muchness and it might be best to just open an additional account with my own bank?

Also any feedback about the process involved would be helpful.

Thanks

[AMPJAP]

we just opened another Nationwide flexAccount and paid his DWP BENEFITS in. We opened a second account to receive his council care costs and kept it separate for the council audit every year

[Drjm in reply to AMPJAP]

Thank you - that is very helpful to know.

[Steve__]

If you have a local coop branch, they are person based, small friendly branches, and were lovely to by brother when we opened an account. He could have been overwhelmed in a bigger, busier, more jobsworth place. An ethical bank might just help the good guys, too. Some banks support the kind of businesses that make life harder for the needy, but the 2 mentioned so far here are better than most.

Good luck

[Drjm in reply to Steve__]

Hi Steve,

Thanks for your reply. Nice to hear you and your brother had a good experience with Co-Op and totally take your point about ethical providers.

[Mum2Mobi]

I'm a bit late to reply, but I had a positive experience setting up a Deputy account with Nat West. I used our local branch (before it then closed!) and think that doing it face-to-face really helped.

[Drjm in reply to Mum2Mobi]

Hi Mum2Mobi,

Thank you for taking the time to reply.

Pleased to hear you had a good experience and I have heard other positive feedback about Nat West. I totally agree that face-to-face is best but unfortunately becoming more difficult with all the closures.

Incidentally I made enquiries about an account for my son at one bank and produced the Court Order. They wanted proof of his ID and address. He doesn’t have a passport or driving license and his PIP is registered to my address as an appointee.

Eventually they said they would accept a letter from a medical professional confirming his address and a letter from the DWP as proof of his ID.

I’m writing this in case it helps anyone else in the same position. I understand the bank needs to be vigilant but equally we experience more bureaucracy because our loved ones do not fit into systems where their needs and situation are frequently overlooked.