do you have to declare parkinsons for tra... - Cure Parkinson's

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do you have to declare parkinsons for travel insurance

ray-mulligan profile image
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ray-mulligan
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alllowercase profile image
alllowercase

yes, because it is illegal not o declare a "material fact", and PD, as a pre-existing condition which affects all aspects of your physical ability and mobility., is a material fact.

Imagine if your ferryboat sank. all able bodied people get off alive. you or me, with PD cannot get off, and we drown. then your next of kin try to claim. if you had declared the PD, special arrangements could have been made before you sail. the difference between injury and death, in cash terms, is massive, but you would get nothing, because we did not tell the whole truth. Not even the bits we could have got regardless such as compensation for personal effects. \it is considered internationaly to be fraud

honeycombe3 profile image
honeycombe3

Thanks allowercase I tell my insurance company of any/all conditions out of habit. PD is noted but so far (I'm almost 65) has not posed a problem (dx 9yrs). Apparently it is on a list of notifiable conditions but is not a reason to to refuse insurance. So far it has not added to the premium. My travel insurance comes with a bank account so it is worldwide & provides annual cover.

alllowercase profile image
alllowercase

are you following the answers on Ray's post onthe samesubject? it is the adjacent post to yours. he's got 8 answars, so you may get more info there

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