Some of you may have seen the nightmare I have had trying to get travel insurance to Spain.
I called Saga and they firstly refused to even look at me because I cancelled a house insurance renewal? Talk about throwing your dummy out of the pram! I got a far cheaper quote from Tesco. However after a rant from me. I went though all the ailments, I forgot I had so many? We got to are you having any further treatment or appointments with specialists, I said yes to then be told sorry we will not insure you then until they are done/finished!
I called another that was recommended by the PH Association as a company that will insure people with PH. A lovely lady answered and we started the process Started with the PH You guessed it "What is that?" She did find it on the list in the end and we went on to each ailments one by one with very in depth sub questions for each. All was going well when I got though three quarters and she said " Sorry It has flagged up that we have passed the insurable limit so we cannot quote?" , "We have a sister company that will possible give you a quote as they work in a different way to us" She took all my ailments down and said that she will pass it on and they will call back with an answer one way or the other?
So in the mean time I called a few more to be refused or offered it with conditions at an average of £1600.00 for the 2 weeks!
Well to their word they called me back and offered the cheapest quote of the day. The cheapest had a very high excess so was not such a bargain the second price was £800.00 slight cheaper excess the third £1000.00 better excess and higher total limits.
Well when my wife came in from work and I went though the day and the quotes she said why don't we just stay in the UK and have a nice hotel. So we found a 4* hotel/spa in Torquay booked it for a week and will stay in a 4* in Bristol to break the journey at the start and end.
UK 1 - Insurance companies 0