Holiday insurance

[Frootbat]

I’ve seen recommendations here for holiday insurance but haven’t made a note of any companies. If it’s any help I’m female 71 with PAF and one stent. Thanks all.

[Buzby62]

Now you’ve created this post, have a look at the related posts on the right of this page or at the bottom if on a mobile device. Also you can use the search bar at the top to find previous posts.

Search for “holiday insurance” and “travel insurance”

Hope this helps

[Hidden]

The only thing I would add is that you can only assess a good insurance company by the way it responds to a claim rather than the price of the premium. Be careful to ensure that all medical conditions are included to prevent any wriggle room should you have to make a claim. I’m with StaySure but fortunately, have never needed to make a claim so far. Good luck and have a great trouble free holiday 👍

[Buzby62 in reply to Hidden]

I have had a claim from StaySure strangely enough, but long before I had any health issues to declare. I got a good deal with them for a few years via a work discount scheme but they seemed to go really expensive later for non-medical declaration cover. I had to come home early when my mother was ill before she passed away in 2017 and they handled the claim satisfactorily. I’m with LV now along with cars and house and they’ve been reasonable but not needed to claim thankfully.

[Hidden]

email from LV today car insurance premium jumped from £361 to £517 for no good reason ☹️

[Buzby62 in reply to Hidden]

Mine was in November and it was a jump up from last year but was still competitive when you do the comparisons, they have all shot up this year. Got it down a bit by adding the house in the same policy as three cars.

MSE have helpful tips, links below

Travel: moneysavingexpert.com/trave...

Car: moneysavingexpert.com/insur...

[Hidden in reply to Buzby62]

Not as rich as you, they have got both our cars and was tempted to add the house but a neighbour experienced some problems with claim but I’m not sure it was all down to LV. Thanks for the links, you need to be careful, I got ticked off for using a link without permission after some one reported me……hey ho, my fault for trying to help folk with AF!

Promise I won’t report you 😉

[jeanjeannie50 in reply to Hidden]

Go online and search on Go Compare, it will throw up lots of different options.

[Hidden in reply to jeanjeannie50]

Thanks, I did that and was horrified at the results. There were some quotes from companies I’d never heard of which were lower but many a lot more than my quote. I’ve negotiated a small reduction and will probably stay with LV but insurance rates seem the be going through the roof!

[Buzby62 in reply to Hidden]

And the closer to renewal date you get, the more competitive your original shocking quote gets, that was my experience. Always worth turning off the auto-renew though to do the diligence at renewal.

[jeanjeannie50 in reply to Hidden]

When I went to Croatia a few years ago and needed insurance I used something like Go Compare and decided on the Post Office for my insurance. Yes, it's never safe to go with a cheap obscure company.

[jeanjeannie50 in reply to Hidden]

I used comparethemarket.com

[JOY2THEWORLD49]

Hi

I'm looking at insurance.

It seems that if you are stable with diagnosis, no surgery ahead, no follow ups, I didn't need to declare it. AF. I did declare my shoulder reconstruction and $32.00 added. Asked if no pain, physiotherapy fine . No more surgery or procedures.

So my insurance $300 for 7-19th for Autumn in JAPAN.

JAPAN comes under Asia.

I've used this crowd before and if the trip is cancelled before I could use the insurance they paid it 100% back.

Make sure you have an insurance company in your country.

Cancer and thyroidectomy was different. They wanted $100. After 3 x yearly neck scans all clear I am not covering that. At low risk of its return I'm happy not to cover it as cancer.

Shop around because well known SX was $500 also with $100 excess and no add ons for covering my shoulder.

cheri JOY. 74. (NZ)

[KMRobbo]

CoverForYou

[pottypete1]

i used this company.

healthunlocked.com/redirect...

Pete

[DianeEM]

I recently had a blood clot, my current insurance supplier wanted to add a further 400 pounds for the remainder of the term which was just 2 month.I had been meaning to investigate as my building society has an account upgrade which includes travel insurance.

I have upgraded the account for 13 pounds a month, the additional premium for my AF, blood clot and my husbands minor health issues, penalty for being over 70 😟 was a further 218 pounds, we also get car breakdown cover with AA, phone insurance and free use of debit card abroad. Such a good deal and if your in UK worth investigating.

This is with Nationwide.

Diane

[kkatz]

You really would be better looking at previous posts which gives you a lot more choices.There can be a big difference in prices.As long as you are not awaiting a procedure or results of tests you should be ok with most. My insurance is harder to get as require annual multitrip and at least 30 days.

Had a bad experience with staysure as although I had rang to advise I was waiting a CV and told ok they wouldn't renew.

But most expensive is not always best as I was amazed at one of those when phoning wanted to disregard something that I knew no other company would cover without having it on my policy.Good luck.

[Domino49]

I used ABTA Travel Insurance last year for a trip to Italy in June and again in October for trip to Japan. Gave a very reasonable quote. I also found a discount code to use. Think they might have been recommended by MoneySavingExpert. Not needed to claim though.