On the internet / Birmingham Mail newspaper article where an insurance company is refusing to pay because car was not kept in the garage even though this was IRRELEVANT to the actual accident!!! A very interesting article and can understand insurance company's stance. If the driver has his own home or cash, savings, investments, possessions, etc he will probably LOOSE them all to pay for the costs (and for years to come). I think the victim's family may be able to claim against uninsured drivers pool.
Insurers are refusing to admit liability for a crash that killed a heavily pregnant mum and her unborn child because the killer driver did not keep his car in a garage overnight. Earlier this week BMW driver Shammas Rehman was jailed for 12 months for causing death by careless driving - but was told he will serve only half that period behind bars. His victim Tahira Parveen, who was 30 and eight months pregnant with her third child, had just taken her daughter to her first day at nursery when she was struck on the pavement. Another mother and two young children were also hurt in the crash in Heybarnes Road, Small Heath, on September 6, 2013. One of them, a boy of four who was walking to his first day at school, was seriously injured in the smash and was left in a wheelchair for seven months.
Birmingham Crown Court heard that 23-year-old Rehman, of Charles Road, Small Heath, had borrowed the BMW 3 series from a family friend who owned a car hire business. He usually drove a Smart Car but had borrowed the bigger care because he had intended to drive family members to a wedding in London. It emerged during the hearing that Rehman was insured to drive the BMW, but the insurance firm is still contesting liability for the crash because his policy stipulated that he kept his vehicle in a garage overnight, which he did not.
The insurance battle is another blow for the victims who have already criticised the sentencing of Rehman. Mrs Parveen’s angry husband, Zubair Hussain had his calls for tougher sentences backed by more than 90 per cent of Mail readers who responded to an online poll. There was more ............