Insurance claim following Encephalitis
Hi all, I’m currently trying to claim... - Encephalitis Inte...
Hi all, I’m currently trying to claim on my critical illness cover, does anyone know when the effects are said to be permanent? Thank you
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My financial advisor said any effects which are long lasting count- including things like memory loss/impairment . Not sure how long these need to be in effect for.
I have the same question, the after effects of Enc do vary tremendously from person to person and also as individual recovery progresses. This can affect legal measures such as will-writing and power of attorney as well as health insurance claims.The Encephalitis Society phone line in the UK has proved a pretty authoritative source of guidance for us. The medics say I'm clear now, but I'm still on a range of steroids, anti-seizure tablets, pain relief for spinal fractures sustained during my seizures and anti-depressants. That doesn't sound very cured to me - just under control .....
I still have to try a bus ride, a walk to the crowded supermarket and cooking something a bit complex.
The memory loss is the most devastating and probably most permanent.
I have trouble remembering past events or retaining current information - what day is it again? Have I had breakfast, medication etc.?
Not knowing the most personal details of one's past is quite difficult. Where was I married?
Am I married? Who is that face in the mirror?
A little like brainwashing but it can have a funny side from time to time and you forget the unpleasant memories too.
Did you manage to make any progress with your claim?