As some of you may know I have been fighting for the release of my Mortgage Insurance, having less than a year to live? This has been going on for 6 Months despite the insurance company ( AEGON) having my medical records and letters from my consultant and 2 legal / medical professionals (giving me an expiry date of Feb 2016).
Aegon use a computer programme (Du-Bois Scale) and the computer says NO.... I have shot myself in the foot by self medicating at home when I have regular Lung Exacerbation. Hospital stays get you more points!!.
After 6 Months of heated exchanges, letters to their CEO and complaints department which only gave me 'Fobbing' off replies. I spoke to them on Thursday and they were still adamant they were not going to pay out. So I said I am going to the media and broadcast the disgusting way you are treating a terminally ill person who should be enjoying the time he has left not fighting and stressing. I then hung up on them.
True to my word, on Friday, I e-mailed local ITV, BBC, Our local Newspaper and Edinburgh News (Aegon are based in Edinburgh). I am now awaiting their response, though the BBC have contacted me and said they would get someone to speak to me on Monday!!
Late Friday evening I got an unexpected call from Aegon saying they have reconsidered their decision and are now going to release my policy- (Has someone rattled their cage?).
It was such a relief that I no longer have to search for my mortgage payment each month. I am on a small personal pension and my wife had to give up her job to become my carer. So money has been tight. But why the heck has it taken Aegon 6months to pay my claim.
They even admitted that they will have to pay the claim out sooner rather than later. So why would they not take the word of 3 highly qualified medical people in the first place instead of relying on a computer programme.
I feel sorry for all other Aegon Policy holders. But don't accept what people say as gospel KEEP FIGHTING and never let the B******ds grind you down.
If the media do contact me I will still go ahead with the story (if they still want it) just to forewarn others. I will not just concede saying 'Well I've been paid out so there is no point' -----Name and Shame
Only got my legal compensation case for asbestosis to sort out before my demise and that's been going on for over 4 years !!!!! But I'm a fighter
Hope you are all keeping as well as you can