Critical illness insurance: I have a... - British Heart Fou...

British Heart Foundation

54,338 members34,004 posts

Critical illness insurance

Monkeym profile image
4 Replies

I have a bicuspid aortic valve am 37, have no symptoms but am reviewed annually for any change which there has not been any for at least the past 5 years but have just been refused critical illness cover by Scottish widows. Has anyone with same condition managed to get critical illness insurance?

Written by
Monkeym profile image
Monkeym
To view profiles and participate in discussions please or .
4 Replies
Beith profile image
Beith

I'd recommend a call to a broker to see what they can recommend. Some companies will accept pre-existing conditions or cover the 'usual' illnesses but exclude your specific condition. Good description here from Aviva's website: aviva.co.uk/insurance/life-...

Good luck.

it is often difficult to get that cover if you have a heart condition. Here is a link to a company who say they will try to help. moneysworth.co.uk/life-insu...

MikeBB profile image
MikeBB

It is going to be very difficult and/expensive to get insurance to cover an existing condition. As suggested, I too recommend talking to a good broker, and certainly not looking at the various on-line offerings.

BenEdwards profile image
BenEdwards

Hi

Did you get anywhere with this ? I am trying to get the critical illness cover this now and I am really struggling.

Cheers

Ben

Not what you're looking for?

You may also like...

Critical illness and ‘severity’

I’m a 37 year old woman who had a heart attack following a minor procedure a couple of weeks ago. I...
Haylsnewc profile image

Critical illness

Hello, following on from my previous posts - my Husband is now home and recovering well. I need to...
banana1982 profile image

Aviva Critical illness , anyone claimed following heart attack & CABG ?

My wife and I took out a policy years ago , critical illness , it covers heart attacks and CABG....
DWizza profile image

Critical Illness claim rejected

Anyone any experience in challenging a critical illness rejection? The insurer is claiming I was...
Heart_stopper profile image

Insurance

Does anyone know how long it may take to pay out critical illness cover please if anyone could help...
Siity profile image

Moderation team

See all
HUModerator profile image
HUModeratorAdministrator
Luke_BHF profile image
Luke_BHFPartner
Amy-BHF profile image
Amy-BHFPartner

Content on HealthUnlocked does not replace the relationship between you and doctors or other healthcare professionals nor the advice you receive from them.

Never delay seeking advice or dialling emergency services because of something that you have read on HealthUnlocked.