As we look ahead to the Easter period... - Asthma Community ...
As we look ahead to the Easter period many are thinking about travelling to visit family. Do you consider travel insurance for asthma ?
Laura_ALUKPartner60 VotersHere is a link from Asthma & Lung UK on tips when traveling with asthma https://www.asthmaandlung.org.uk/living-with/travel/insurance
Please select all that apply:
I do not travel when asthma is poorly controlled. The supermarket and the doctor's office is as far as I dare to "travel" :).
my travel insurance know about my asthma
not specifically, but I do declare it under existing medical conditions
If I'm travelling abroad but not if in UK
Yes, if going abroad. It is part of my policy.
We should all have holiday insurance if we are travelling abroad. In this country I don't bother because I can always get help. Brian
Definitely need to get insurance if you have severe asthma and travel abroad. If you are also signed up to Medicalert you can get cheaper insurance.
my annual policy includes asthma
I voted no because I haven't travelled abroad since being diagnosed. I would always have insurance for overseas travel, but don't feel it is necessary for visiting family and friends within the UK.
well if you buy travel insurance when going abroad -which is highly advisable ! - then you have to declare any existing health conditions so Im not really sure what the poll is aiming to assess as if it includes people who are buying travel insurance any way then the results will be less than clearcut surely?
You do have to - or at least, you do if you want to get cover for anything relating to the conditions, including not being able to go. But while I haven't even considered doing this, I believe you *could* , if you wanted to, just buy the basic cover for stuff like theft or airline problems, and take a risk that nothing will happen healthwise. (I could be wrong on this as I automatically declare all mine and I want the cover for them, but the wording I get suggests to me that they won't *cover* anything related to a condition that you know about and haven't declared, but you can still buy the policy as long as you accept that. As I said, I don't think this is a good idea though!)
I really wouldn't advise this to anyone personally, especially since there are plenty of policies where at least the milder end of asthma is included or not much more - and nowhere near the cost of your holiday if you can't travel, or medical costs abroad if you get ill.
I assume the question is asking how many people are aware that they need to think about their asthma in this situation and make sure it's covered. I don't think everyone necessarily thinks about it!
Yeah I 100% absolutely don't plan any significant trips without travel insurance. It costs and sometimes I need a specialist broker - but I never just go for the first quote as there is a HUGE difference, as in hundreds, between different companies and you need to do some comparison shopping. It's never going to be the cheapest with severe asthma but it's worth doing your homework, shopping around and *reading the small print* - I've found some dodgy stuff there even after declaring everything.
I usually get an annual policy and it usually includes UK cover as well if I'm going on a proper trip, not just a short weekend with minimal costs (usually it kicks in after 3 days for UK trips). I'm not worried about the cost of medical care in the UK, but about the costs if my asthma means I can't go, or it's cut short, and I've already paid for things - my asthma can be unpredictable and a proper week long UK break somewhere like Centre Parcs (where I went last year) isn't cheap. I also get a joint policy with my partner so he is covered if that happens to me.
I think it's sensible if you are spending a lot on a UK holiday - our holidays are usually very low cost, and since I'm always much better on holiday than at home (damp house in an area that gets a lot of mist and rain), we don't usually bother, but we are planning a trip to one of the Scottish islands next year, so might get cover for that as it's more than we would usually spend on a holiday.
Yep - those holidays have been instead of a foreign trip (especially soon after things opened up again and we didn't want to contend with all the many different regulations about COVID abroad and get it wrong). I'm lucky that I could afford it but since I could, I didn't want to lose the money!
I've definitely also been motivated by not wanting to get ill shortly before and miss a holiday!
have to mention all health conditions when applying for health insurance.
I'm 75 and off to the USA in 2 weeks. I have asthma, bronchiectasis and osteoporosis. My health insurance would be 700 to 800 pounds. I'm on pension credit and couldn't afford it.
well with all due respect how would you manage to return home if there was a health issue related to your existing conditions -it could cost tens of thousands not only in hospital treatment over there but also repatriation .
Everything crossed alchemilla! 😊I still have a hippy heart and trust in the Universe! 💃
Please, please Poppydaydream - do try and find a way to pay for your insurance because, if you become sick in the USA, it will may well cost you considerably more than the price of the insurance policy.
I'll be taking my emergency antibiotics, Dolly and my inhalers. All will be well. Thanks for being concerned though x
I’ll be keeping my fingers crossed for you🤞🤞🤞🤞😊x
Thank you 💕
Definitely when I travel abroad but not in the UK.
Aways when travelling abroad - hideously expensive because I have COPD as well as asthma. However, I agree that it would be very risky not to take out insurance. I'm told that the premiums are even higher for some countres - USA , the Caribbean or Mexico for example -where the cost of health care would be much higher. Would not take out insurance for trips in UK.
I don't travel mainly because of asthma
As a 78 year old, I have multiple ailments and conditions- so, always include everything. The insurance companies also want to know all of my medications (enough to start my own pharmacy 😵💫😂). My 80 year old husband had no issues until this past year or so, as you can imagine, it always costs us a considerable amount - but we enjoy travelling, so we consider it an essential part of the overall annual holiday costs.
I would ensure I am covered for all medical needs when I go abroad, but not within this nation.
