My husband 85 has deen diagnosed with cardiomyopathy recently, he also has irregular heartbeat, high cholesterol, bronchiectasis and type 2 diabetes. The quotes so far have been astronomic and will restrict our plans to travel abroad regularly. Has anyone advice on buying single trip cover or annual cover (annual cover with Insure and go was £1886!) Thanks.
European travel insurance costs - British Heart Fou...
European travel insurance costs
I suggest you try a comparison site for travel insurance with pre-existing medical conditions and go from there. We all different with different medical conditions and personal circumstances and insurance companies assess the risk differently it seems, since not only do the quotes vary but some companies will decline to cover, as in my case last year where Staysure wouldn't cover me but Allclear would at a reasonable premium compared to other quotes I had from other providers
Thanks very much, staysure wouldn't cover him. Will try comparison sites for single trip and multi trip prices, going to be a long tedious job for tomorrow. Appreciate your suggestions, thanks.
It's worth shopping around amongst specialist medical travel insurers like Staysure or Aventi. However, the fact is that the number one risk factor for heart attacks and strokes is simply age. Consequently, insurance rates tick up with every year we get older, but after about 70 or 75 they really start to shoot up. I often say to people on this forum, if you're thinking of a world cruise or some spectacular vacation then go as soon as practical after retirement.
However, it would be the greatest folly to ever risk travelling uninsured. If the costs become too great then think about holidaying in the UK, but it's worth remembering that medical insurance is also needed for Jersey and Guernsey.
Good luck!
Thanks for your comments. It's ironic he's never shown any signs of heart attack/stroke or TIA but following examinations they have shown he's had a heart attack at some point. Fortunately we have travelled extensively but want to continue as he does appear fit and healthy outwardly and still has the desire to do so. Appreciate your comments, thanks.
Have you tried Insure With. Their premiums seem very reasonable.
After StaySure I usually recommend AllClear. Sadly since Brexit European travel insurance has rocketed!
Hi there , I spent two days doing the same as you looking for insurance cover using several comparison sites and others with the same results. Some wouldn't cover me cheapest one found £1700 + for a single trip, the top end £5000! It was USA so not surprised really. We all have different multiple conditions so don't give up. But maybe think about closer to home , we're now planning city visits in the UK . Hope you find something but remember keeping safe is more important than going away with no or substandard cover. Take care and keep safe.
we use Staysure which are reasonable provided you have had no recent episodes eg I’ve got stents but all ok for eighteen months now.
I have hyperthropic cardiomyopathy and AF and was hospitalised for internal bleeding in the summer. I was also waiting for ablation. I got annual insurance with AllClear for under £300. Single trip insurance was only £15 less so it was a no brainer. I would say that, if you can afford it, the benefits of a good holiday to one's well being & state of mind are worth it.Best of luck
We struggled too and many mentioned above were rather expensive for us. We ended up with an annual insurance for the two of us with FreedomInsure.co.uk for all of Europe for £450 . Lovely people to talk to too on the phone. I found FreedomInsure from old BHF threads on here. Absolutely look around. Good luck!
can you not just use your GHIC card ?
We are considering that having used it occasionally in Europe found it a great asset. Would only rely on it in countries with a reputable health service however. Also ensuring there are enough funds available should we need to extend our stay. Thanks
lm in Spain at the moment and only ever use my GHIC whilst I’m here l find it absolutely fine. Last week l used it at the local health centre (uk equivalent of GP) I had an infection in my gum. I was in and out within half an hour and prescribed antibiotics it didn’t cost me anything. As you say make sure you have enough funds should you need to have to stay on and of course if you need to be flown back to the UK you would have to pay that yourself. I have been here since December and l do this every year. I have also used it when l sprained my foot and the X-rays and painkiller were also free using my GHIC card. If you decide to use your card make sure you have an updated GHIC and not EHIC
Try insurancewith.com I have always found them reasonable char
We found saga were around £1000 cheaper than some others. My partner has copd, cardiomyopathy, heart failure, and high cholesterol. I have high BP, we are going to Thailand for 6 weeks and it cost £633.x
That's interesting, I'll try them today. Thanks enjoy your holiday.