Travel health insurance. : I have seen... - British Heart Fou...

British Heart Foundation

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Travel health insurance.

Roamie profile image
23 Replies

I have seen previously that there have been recommendations on here for insurance companies.

We would like to fly to NZ for 6 weeks in January.

I have had a CBG, AVR and DDD pacemaker in Aug 2018; and Triclip in August 2021.

May I please have any suggestions for suitable travel health insurance?

Thank you all.

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Roamie profile image
Roamie
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23 Replies
MichaelJH profile image
MichaelJHHeart Star

I usually recommend going for StaySure or AllClear. If you are looking for a worldwide policy excluding the USofA, the Caribbean and cruising can bring about significant savings.

Roamie profile image
Roamie in reply toMichaelJH

thank you for your speedy reply. I don’t think that I shall be able to tick their boxes, so shall ring them on Monday, I think.

Roamie profile image
Roamie in reply toMichaelJH

Michael, I’m sorry, I should have asked how you are feeling now..it’s a long while since I have posted or caught up with people’s chat. Take care. R

Coxtribe profile image
Coxtribe

I also researched travel insurance although Europe-wide only and used recommendations from this forum. I ended up using Staysure, which seemed to offer the best cover at the most affordable price.

Roamie profile image
Roamie in reply toCoxtribe

This company seems to have the consensus of approval…it is to be the first on my list.

Dear Roamie

Sorry I cannot answer which is the best insurance to go with but I just wanted to remind everyone thinking of applying how important it is that they declare everything about their health on these forms.

The sites are full of horror stories of insurance companies not paying out for a simple mistakes made.

When we have a complex illness it is easy to forget a part of it, I found that an itemised letter from my Dr/Cardiologist { paid for in my case } helped.

Take care and enjoy that well deserved holiday / trip

Roamie profile image
Roamie in reply to

Thank you for your reply, I have noticed that, even though some people appear to have scary medical histories, the insurance companies on the whole, take it in their stride. Take care R

Hoxley77 profile image
Hoxley77

We used Allclear last year for worldwide and cruise cover. The renewal has come through this year at £400 more expensive. Did a search online and can actually get it cheaper than last years premium with exactly the same cover. Its worth trying a comparison website. Good luck

Roamie profile image
Roamie in reply toHoxley77

Thank you. Did you go for single trip, or annual?

Your search online, was it with a comparison website (which?) and what info did the search engine/s need before quoting. .do any of our procedures on this site fit in their boxes?!

Best wishes. Roma

Hoxley77 profile image
Hoxley77 in reply toRoamie

Hi it was an annual policy. They need all medical information and everything is listed from cabg to more basic procedures and we used Compare the market. Definitely worth a try.

Roamie profile image
Roamie in reply toHoxley77

Hmmm just tried compare the market online. Because I answered yes to a couple of their questions, it came up with ‘they could not give me a quote at this time’! Perhaps I should simply phone them?

Thanksnhs profile image
Thanksnhs

Hi try insurancewith.com they specialise in insurance for people with pre existing conditions

Roamie profile image
Roamie in reply toThanksnhs

Thank you, best wishes. R

Hanibil profile image
Hanibil

Avanti brilliant

Roamie profile image
Roamie in reply toHanibil

Thanks all of you, I do appreciate everyone’s help.

I’ll try the 3 most suggested first!

Keep fit everyone, but we’ve got bucketing rain today!

Thanksnhs profile image
Thanksnhs in reply toRoamie

For one day only, the sun is shining in Scotland

Nodders62 profile image
Nodders62

we just travelled to Majorca for 10 days and paid £58 for my wife and i with the CO OP. We declared my HA, stent and Diabetes, and her Atrial Tachycardia. I am 59 and my wife is 57. I thought that was a great price. Secret tip. I got the original online quote two weeks before we were due to fly and did not place the order. The day before we flew I went back into the online quote and surprise surprise it had reduced by £11. I guess it pays to not appear too desperate. 😀

Gussy121 profile image
Gussy121

hi roamie I searched for travel insurance a couple weeks ago the cheapest that I could find for world travel was a company called Able to travel I was able to get a yearly policy for £340 which I thought was quite good .before my heart played up I used to get a yearly policy for Europe at a cost of £80 this covered my partner as well .a lot of companies will no longer sell us yearly policy .try this company and see how you get on .all the best and happy holidays

SJ1000 profile image
SJ1000

Hi there. I just sorted out a one year worldwide inc USA policy for myself and my wife with Staysure. It was £730, so not cheap but was £900 cheaper than any other quote. I have Afib, high BP & Cholesterol and Coronary Heart Disease and Asthma. All treated with meds. A lot of insurers I tried just declined to offer me cover at all. Staysure did everything online. Hope that helps and you get some good cover. Good luck.

Roamie profile image
Roamie in reply toSJ1000

Thank you all for your help. Avanti has so far given the best price..£140 cheaper than Staysure for almost identical cover.

Purkinje profile image
Purkinje

Hi... I've got to get insurance as going to Spain in a week or so. Previously used staysure and they have been competitive offering good cover. But... Have never claimed yet! Wonder what some of the companies are like when you do claim? I know there are comments on review sites but real people on here!

MustyK profile image
MustyK

Hi

I have found Alpha Travel the best in value.

Take care

Heartinthehills profile image
Heartinthehills

Hi Roamie. Staysure gave me the best quote recently for flying to Tel Aviv with heart conditions. I have in the past also used Explorer who used to give cover for existing medical conditions.

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