Does anyone have a problem to get a life insurance due to Ataxia? I always had one but last year the company I’m with decided to do 5 years review and stopped insuring me. Since then everywhere where I apply for life insurance I’ve been declined due to my EA 🤦🏻♀️🤦🏻♀️🤦🏻♀️. I’m in a desperate need to have one for my boys.
Written by
aburt449
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I was told they did not know what Ataxia was but it sounded like M.S. which was not insured.
‘No medical’ is not actually true. You have to fill in a questionnaire and if you don’t answer that truthfully (it might have a question about any disability), you are not insured. Also by having the name of your GP/surgery they can know what you have.
I applied for life insurance 3 times and refused each time. I have a benign brain tumour that is stable for past 12 years. Last mri indicated it may be shrinking.
So I guess that a good news? 😊But when comes to life insurance I have tried today with no medicals- it’s no true they DO ASK MEDICAL QUESTIONS 😕another refusal 😡
Have you tried using a broker? Let them do the work. When I was applying the broker told me as a last resort there was a company in the uk that will insure ANYONE at a heavily weighted premium. They refused me. This was as a result of the tumour though even with positive consultants letters and being inactive for 12 years.
Do not do a DNA test to confirm Ataxia. Up to this point you may have one of a 1000 diseases affecting balance. If confirmed then you need to advise a pre existing condition. If you do not reveal you forfeit all payments and claim is cancelled. read the fine print
I don’t have insurance either, my funeral plan is paid for….. and I opened a savings account and have money transfered into it each month, so my children have money available for any extras, and share the rest!
I’m 78 in a couple of weeks, and living life as best I can.
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