Life Insurance: Hi all :) I've been... - Lung Conditions C...

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Life Insurance

girl_DJ_b profile image
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Hi all :)

I've been trying to get life insurance and have been speaking to a broker for many years but no one will insure me as I've needed many courses of antibiotics over the years and will shortly be moving onto a prophylaxis to manage exacerbations of Bronchiectasis.

I'd be keen to hear if anyone else has managed to get cover and if so, who with?! Thanks so much xx

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girl_DJ_b
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Chip_y2kuk profile image
Chip_y2kuk

If you find one let me know...ive had cover declined and even when applying for cover been told we can't help you (never actually got as far as the first phone call)

Having said that I have got some life cover in place from before all the various diagnoses

But I can't even get travel insurance now never mind life insurance

Lynnetp profile image
Lynnetp

Morning 😊

I trawled through many companies and comparison sites and was finally offered life insurance through a company called The Exeter. I have COPD, osteoporosis and high blood pressure and this was the only company that picked the barge pole up!

It’s not cheap; I pay £70 a month but have enough cover to leave for my daughters to be getting along with and to give me peace of mind.

Fingers crossed for you 🤞

Lynne xx

girl_DJ_b profile image
girl_DJ_b in reply toLynnetp

I’ve actually been recommended The Exeter by someone living with type 1 diabetes so I will give them a try thank you!

Germantara profile image
Germantara

The more illnesses we get it's get impossible to get insurance I've got 3 life insurances had them for 20 years plus they only go up till I'm 90 years and that is life cover but I' got mine when I was in excellent health were as now probly wouldn't get any

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