Hi folks, on advice from my very supportive work place I decided to pursue making a claim for critical illness cover. I am with Aviva and Systemic Sclerosis is not listed although Lupus is. How can this be? Surely any critical illness is covered no matter how rare it is? I was aware of this a year ago when I initially looked into it and more or less wrote it off as (very) tough luck. My boss encouraged me not to accept this as her close friend made a successful claim with ME which I don't think was listed with her policy holder. I have 5 years left on my mortgage and have already dropped from 5 to 4 days a week. I'm a teacher and day to day functioning is becoming more difficult and not helped by very disrupted sleep most nights. I am currently on Easter hols and spending most of today in bed after a very productive day yesterday.
Anyone got any experience/advice they can share with me?