Travel Insurance need - Looking for insu... - Different Strokes

Different Strokes

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Travel Insurance need - Looking for insurer who can UNDERSTAND past medical history and act positively

IanMalcolm profile image
7 Replies

In 2007, aged 61, I suffered a collapse caused by a dissected carotid artery; 9 days later (as I was advised would be 'likely'), I had a stroke. All in all, I got off lightly from those two events. Having run marathons in my late 30s, and focused well on lifestyle choices throughout my adult life, I came out of that episode with just an occasional dizzy head and a slight lack of right side feeling in my body (barely noticeable). Otherwise, I've returned to everyday life without any infirmity; I have full mobility.

What's frustrating is that when I seek travel insurance, I'm classed the same as any other person who's had a 'stroke' - no-one seems able to recognise that a stroke caused by a dissection is (as my neurologist said) not an indicator of an increased future likelihood of having a stroke - indeed, I was advised that I'm no more likely to have a stroke than anyone else.

I exercise for an hour most days.

Does anyone know of a travel insurer who can positively process this sort of past-history?

Thanks

IanMalcolm

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IanMalcolm
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7 Replies
spider555 profile image
spider555

Stroke Association might help.

I've had a dissection too.

IanMalcolm profile image
IanMalcolm in reply to spider555

I have tried them before as it's an 'obvious' name, but as it's a few years ago, I should probably re-visit.

Thanks for your help.

moo196 profile image
moo196

I haven't had this, but another rare form of stroke...cvst.

I found Boots insurance very helpful and not horrendously prohibitive in my first year. Had an annual policy from them twice, now covered with morethan....and have travelled a fair bit (because life's too short ).. India, China Portugal, south Africa, Russia etc

Hope you find something suitable ☺

IanMalcolm profile image
IanMalcolm in reply to moo196

Many thanks for this - your travel history's interesting, too (locations that might tax an ordinary insurer) - so, 2 names to go at - I'll try both/

moo196 profile image
moo196 in reply to IanMalcolm

I used travelsupermarket.com to whittle it down then spoke to those that could vaguely cope with my issues . SE Asia next !!

2005Claire profile image
2005Claire

Go on moneysavingexpert.com

They will guide you through looking for the best travel insurance available for people with pre existing

I have used staysure, saga, can't remember the others but can look them if if you need them.

Good luck, happy holidays

Gruff profile image
Gruff

Hi Ian,

Try your bank I know it sounds odd but many banks and Building societies provide travel insurance free of charge even covering pre existing conditions.

I use the Nationwide Building Society and they are brilliant for this, if your own bank doesn't provide this cover it might be an idea to open a small account there.

Good Luck,

Gruff

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